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Dave20046 · 28-09-09, 07:10 PM

* in my experience

Right, need a bit of a rant but the jist of it is truthing it never works unless you're on TV. Most of you can stop reading here.

So on Friday rang up my insurers regarding a renewal at £250 conversation went like this:

them:....and thanks to your newly acquired 1 years NCB we can offer you the cheap...
me:*sigh*..erm how is that possible?
them: because you've been insured with us for a year and not had a claim
me:I had a claim in october
them:we have no record of that sir
me: erm I'll ring you monday...

So rang them today and to cut a long, boring yet slightly amusing set of phonecalls short. I had to ring up the underwriter myself as the broker wouldn't believe I'd had a claim despite admitting they had a record of me 'phoning up to check you were still insured after an accident'. I rang back the broker and asked them to ring the underwriter themselves as she wouldn't take my word I'd spoke to them, came back to me and said no you've not had a claim, I suggested she tried again and this time accepted my offer of using the claim reference number I had and 'oh sorry sir looks like you do have a claim there's been a mistake it's been linked to the wrong policy'. crap.
At the end of the phonecall I asked cheekily if I could have a discount on my renewal for my 'ridiculous honesty'. She said she'd ring me back tomorrow after it's all sorted

Will it be anywhere near to £250 and will I actually get any sort of discount? Place your bets now.....

So for forcing them to accept something I knew would cost me money my quotes have gone from average £250ish to £460, to £600 ish, to £1000, £2000, to 'to be honest I wouldn't touch you with a bargepole'. And all along I knew deep down it would have been near impossible for me ever to get found out, anyone else done anything stupid recently?

28-09-09, 07:10 PM	#1
Dave20046 Member Mega Poster Join Date: Jul 2008 Location: Sheffield Posts: 10,274	Telling the truth: is a waste of time* * in my experience Right, need a bit of a rant but the jist of it is truthing it never works unless you're on TV. Most of you can stop reading here. So on Friday rang up my insurers regarding a renewal at £250 conversation went like this: them:....and thanks to your newly acquired 1 years NCB we can offer you the cheap... me:sigh..erm how is that possible? them: because you've been insured with us for a year and not had a claim me:I had a claim in october them:we have no record of that sir me: erm I'll ring you monday... So rang them today and to cut a long, boring yet slightly amusing set of phonecalls short. I had to ring up the underwriter myself as the broker wouldn't believe I'd had a claim despite admitting they had a record of me 'phoning up to check you were still insured after an accident'. I rang back the broker and asked them to ring the underwriter themselves as she wouldn't take my word I'd spoke to them, came back to me and said no you've not had a claim, I suggested she tried again and this time accepted my offer of using the claim reference number I had and 'oh sorry sir looks like you do have a claim there's been a mistake it's been linked to the wrong policy'. crap. At the end of the phonecall I asked cheekily if I could have a discount on my renewal for my 'ridiculous honesty'. She said she'd ring me back tomorrow after it's all sorted Will it be anywhere near to £250 and will I actually get any sort of discount? Place your bets now..... So for forcing them to accept something I knew would cost me money my quotes have gone from average £250ish to £460, to £600 ish, to £1000, £2000, to 'to be honest I wouldn't touch you with a bargepole'. And all along I knew deep down it would have been near impossible for me ever to get found out, anyone else done anything stupid recently? __________________ Last edited by Dave20046; 28-09-09 at 07:13 PM.