I had that little epiphany a year or so back.
My first accidents were cars pulling out of or into side roads causing me to hit them side on and I always considered it there fault.
Having had a few clean years I was avoiding the 100th idiot that day who had pulled out on me having seen him a mile away and it hit me (the epiphany not the car) that if I had this sort of observation and understanding back then, I would have avoided those accidents, so it's not really faultless on my part =p...but still not my fault..if you get what I mean