[ophic]

What is this insurance for though? Your already liable for any damage or injury your dog causes, even on your own land.

Our old GSD Byron grabbed a burglar climbing into our kitchen window, and pulled him down on to the worktop, and sat there growling at him until they were discovered in the morning. Outside the kitchen window there is at least 10 yards of our garden. The only bit of the window that opens is a fairly narrow pane at the top and its well above head height.

The judge ruled that because the guy wasn't more than 50% inside the house, he wasn't actually burgling, and that the dog pulled him inside. Miss Ophic had to pay damages to the guy, and Byron was taken away to be assessed. Fortunately, being the intelligent, well behaved creature he was, he came back shortly after.

Sometimes you wish he wasn't so well trained, and had ripped the intruder to shreds.