[embee]

She shouldn't be so much of a problem as a lad for insurance. My godson recently did his test, he has a Pug 107 (gp.1 insurance) and as a learner the cost was OK, it was registered to him and his ins policy (on a pay as you go basis while a learner).

When he passed his test it became effectively uninsurable. Ended up registering it in his Mum's name and she took out a policy with him as the named main driver (all above board, Aviva recommended this route). If he has an accident it doesn't reflect on her at all, they confirmed this since it was her big concern.

Depends what you want to pay for a "cheap" runabout, I'd thoroughly recommend an early Yaris (I still run my 10yr old one), or a cheaper (but not as good) alternative is a Micra, pretty reliable, durable and simple.