SV650.org - SV650 & Gladius 650 Forum - View Single Post - MW10 - Contravention of special roads regulations (not inc. speeding)

13-03-11, 06:21 PM

Just a side note, three points hasn't made the slightest difference to my policies since I picked them up in 2007.

Every insurance quote I've had, they have told me 3 points doesn't affect the quote, but more than 3 does apparently.
But just because insurance sees that as a risk doesn't mean squat, they also happen to think that even a non fault accident can affect your premiums as statistically speaking you're more likely to have another accident.

That really annoys me as I had a wagon reverse into my van at slow speed while parked and I wasn't even in it, yet according to statistics I'm more likely to have another accident, WTF? Crock of ****, I've had two accidents in 22 years of driving and 2x 3 points in that time also, I'm a low risk yet my premiums dont reflect this.

13-03-11, 06:21 PM	#72
Specialone Guest Posts: n/a	Re: MW10 - Contravention of special roads regulations (not inc. speeding) - why so harsh on insurance? Just a side note, three points hasn't made the slightest difference to my policies since I picked them up in 2007. Every insurance quote I've had, they have told me 3 points doesn't affect the quote, but more than 3 does apparently. But just because insurance sees that as a risk doesn't mean squat, they also happen to think that even a non fault accident can affect your premiums as statistically speaking you're more likely to have another accident. That really annoys me as I had a wagon reverse into my van at slow speed while parked and I wasn't even in it, yet according to statistics I'm more likely to have another accident, WTF? Crock of ****, I've had two accidents in 22 years of driving and 2x 3 points in that time also, I'm a low risk yet my premiums dont reflect this.