A colleague of mine was in a car accident last night, and luckily he is ok but the dude who decided to crash into him was a young boy with a suped up VW polo
My colleague then said I want your details which he gave, but then came out with the line my excess is £1000, and can we not go through the insurance company - I'll pay for the damages as I work for a panel beaters.
Question is? Do you ring your insurance and still file the accident or see if this dude come through with his offer.
The issue is if he's stalling, can you then report the accident to the insurance company days later?
thanks in advance.