[ophic]

I'm with PetPlan, they're definitely not the cheapest but most vets deal with them directly so you just have to sign a form and pay the excess and that's it. Kaiser costs me over £50 a month and it keeps going up every year, but then he's a lot of dog.

He got bitten very badly by a snake and the vet bills ran into 4 figures so I was quite glad of the insurance.