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16-06-12, 08:12 PM

Agreed, which is why I got onto a 2yr tracker, my rate would drop by0.5% automatically. Even if it went up, it'd have to go up a LOT to make the monthly repayment comparable to that of a fixed rate mortgage at the moment.
Worth going on moneysupermarket.com etc as there's lots of choice other than those two lenders. ING direct were about the best around for me at the time a few months back. Criteria for acceptance will be different for first time buyers but well worth shopping around.

16-06-12, 08:12 PM	#9
dkid Guest Posts: n/a	Re: Mortgage question "SVR" Agreed, which is why I got onto a 2yr tracker, my rate would drop by0.5% automatically. Even if it went up, it'd have to go up a LOT to make the monthly repayment comparable to that of a fixed rate mortgage at the moment. Worth going on moneysupermarket.com etc as there's lots of choice other than those two lenders. ING direct were about the best around for me at the time a few months back. Criteria for acceptance will be different for first time buyers but well worth shopping around. Last edited by dkid; 16-06-12 at 08:15 PM.