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Bri w · 29-07-12, 07:36 PM

Been trying to sort out a mortgage for a wee while and wondering why there seemed to be hiccups and delays. Decided to do my own credit search and score using both Experian & Equifax.

Found the hiccup.... some to$$3r had taken out a credit card in my name, maxed it out and done a runner. The address used was one we'd lived at 6 years before, and it had been bought as a by to let and had had a number of tenants through it.

It would appear that its worth doing your own checks on a regular basis, not just when you are applying for credit.

29-07-12, 07:36 PM	#1
Bri w Member Join Date: Jun 2009 Location: Turre, Almeria Posts: 668	Experian & Equifax Been trying to sort out a mortgage for a wee while and wondering why there seemed to be hiccups and delays. Decided to do my own credit search and score using both Experian & Equifax. Found the hiccup.... some to$$3r had taken out a credit card in my name, maxed it out and done a runner. The address used was one we'd lived at 6 years before, and it had been bought as a by to let and had had a number of tenants through it. It would appear that its worth doing your own checks on a regular basis, not just when you are applying for credit. __________________ *"It's not the years in your life, it's the life in your years."* Currently - Fighting the urge... seen a nice Triumph America Previously - Honda CB125, Honda CB400-4 & BSA B40, Moto Guzzi 850, Yamaha RD250, Suzuki GT380, Kawasaki Z1B, Kawasaki Z650, Honda VFR, Triumph Street Triple R.