[timwilky]

Agree, hopefully you can get your record sorted.

My son had a hiccup. Between signing the contract and completing his mortgage company pulled out. Stating on his application he had not given his middle name and subsequent checks had failed him.

So desperate to find out why he had failed under his full name we did a check. Interestingly there were no issues. But it disclosed his mortgage company had run checks in both forms of his name at the time of his application and that their reason was bogus. Armed with this he was able to persuade them that they had put him in a position where he was having to pay a penalty for failing to complete simply because of their decision to attempt to retrospectively withdraw a product and we would go to the financial ombudsman. Result they agreed to reinstate the mortgage.

Sometimes it is useful to know who has been looking at your financial record.