Originally Posted by suzukigt380paul

well my car 3 years ago was written off by a hit and run driver,car was parked at the time,so no one else to claim off,i had protected ncd,and have since renewed the insurance 3 times and not always with the same company,have declared the claim and also put in the max no claims,and my insurance has not gone up at all,the claim has made no differance at all to the quotes,even when using a comparision website,and after all thats what protected ncd is for