Quote:
Originally Posted by JamesMio
Real life example then.
I was looking at a new Tiger 800, £8199 from a dealer, free top box / heated grips / screen. So no discount then??
They offered me peanuts for my old bike in P/X (£1000), so I'd be looking at £7199 to swap. Nothing stopping you from selling your own bike.
£1739 down, plus £240 various credit fees. (£1979) These are included in the payments below so you have over-estimated.
1 x £175 then 35 x £99 p/m (£3640) on PCP, plus a final payment of about £4315 at the end to own it. Or swap it for a new one, use the equity as deposit and carry on paying £99 per month.
Total: £9694 (less £1000 p/x), = £8694.
OR...
Find a spotless, well cared for, sub 9000 miler 3 year old one, ride it home for half that cost and keep the old bike.
Saved: £4500 (easy!!), and all I'd notice in reality between that and a new bike is the number plate says 11 and not 14.
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...........unless something goes wrong with it and you end up asking forum members for clues on how to fix it! As I said before, if you took the new one you then get to do exactly what you've just done in 3 years time with a bike that you've had since day one (so you KNOW it has been cared for, not just suspect). Everyone has their own preferences and neither is right or wrong but people should be (and are) free to make their own choices.
