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Originally Posted by MisterTommyH

Absolutely!



I agree, as I said, I don't. Doesn't change the fact that you are entering a contract and it's you're responsibility to understand it.



It took 35 seconds for that one clause. Who chooses which clauses should be read out? There could be any number of clauses just as contentious as this.... But those issued haven't come to our attention yet. If its verbally confirmed how is this recorded as proof? Do the insurers need to read out the clause which says you're not covered if you don' lock your car? Seems common sense to me and you, but not everyone has that.

The more immediately effective clauses, loan companies don't need to reel out line after line of yawn-tastic garb, they do however have to tell you up front about any PPI costs, cancellation fees and the major agreements, used to work for a loan company so I know all too well!

To me, NOT telling someone about the cascade effect of not cancelling their insurance is a bit of a biggy - it could land you liable for an indefinite amount of money if the situation was bad enough, where do you draw the line? People should be made aware. You know this, I know this, so stop playing devils advocate!