thefallenangel

I think a both at fault plus just because a road sign says 30 it's not always an applicable speed for the road. Bus shouldn't of been in a rush to dodge a lorry but then the same reasoning applies to you. I can see what you want is a "toolbox" type talk to the driver to avoid the incident in the first place but then surely the same applies to you?

The coach company could of been more helpful on the phone than offensive and the small margins doesnt wash. Lots of people are on small margins because the world has got more intelligent (allegedly) so have narrowed down the costs of everything. If you employ bad drivers then expect your insurance bills to take a hit, after all you pay peanuts, you get monkeys.