[timwilky]

2 of my brothers are "Self Employed"

1) handed the business over to his son when there was risk of a stupid assault prosecution and risked the alleged victim targeting his assets for compensation.
Other) grew his business, sold it. Formed a completely different business, few staff, Recently made them all redundant. And now operates in a simpler model. No staff to pilfer, demand pay rises, pension rights, damage equipment, damage vehicles, use vehicle for personal use etc.

Both would argue, small businesses are easy targets for scum bags.

My 3rd brother, formed a very successful consultancy partnership that traded for 20+ years. He went on holiday and came back to discover the locks changed. the partnership dissolved and over £350,000 missing. His friend/business partner was even more of a scum bag.

My son was for 10 years self employed as a tiler, his "employers" required he work in this manner. Provide his own vehicle/tools etc. Building recession sets in. No work. No entitlement to benefits. He nearly lost his house and I paid his mortgage for a couple of years.

There is a lot to be said for a regular wage.