you'll have a problem insuring it your self as (i assume) you don't own the vehicle, joe might be able to add you as a named rider if his policy allows for additional riders. i had the same problem on a mate's bike.
not that i am suggesting you would do this - don;t be tempted to say it is yours purely to get the cover as you won't be covered in the event of a claim, or being given a tug by the police.
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