Many years ago when the Earth was only just fully formed, I got nicked for No Insurance, No Tax, No Full Licence, Speeding, Careless Driving, Dangerous Load, No MOT - all on a bike and all on the same day. And I still wasn't banned

.
Okay the insurance premium was so high it kept me off the road for two years. Some people are young and stupid, I was young and very stupid.
Don't judge me too harshly, it was a long time ago and I've been somewhat more sensible since

.
If I wasn't insured now I simply wouldn't ride, end of story, no matter what the circumstances.
.