I've been riding bikes for nearly 11 years now and for the most part really really enjoy it. Sunny days are made for biking and it makes going to work a bit nicer knowing I can take the long way home to unwind. If I let car drivers and dropping bikes put me off I'd have given up a long time ago.. I love riding a bike and it is a big part of my life and would hate to not be able to do it.
Everything Billy said just then is spot on as well.
Good luck with your decision!