Remember folks, guns don't kill people... rappers do.
Seriously, biking isn't that dangerous, it only really becomes so when you factor in the rest of the world - unfortunately.
What you can do as someone with some degree of self preservation is to minimise the risks that you can control (your riding), and be aware of those you can't (other people).
By the sounds of your decision you've got your head pretty much screwed on once you really think about it, you're going forwards in a manner you feel comfortable with. That's all anyone can ever do, so good luck.
Biking is like Marmite, you either love it or hate it - given time you'll discover which it is for you. Best of luck.
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