When I had a hire bike, in the small print was something about lost earnings from it...
i.e. if I broke it, I would have to pay to get it fixed, as well as any money they could have made off it when it was off the road being fixed....
Didnt stop me wheelying the bugger though
All I ended up with was a bloody naked K3 SV... which made me glad mine was a faired one at the time

Now I have moved on to Greener things