Am I right in thinking that if you are joint tenants on the deeds of the property, you automatically own (or inherit) your half but if you are tenants in common then your half goes to your next of kin have I got that correct? (Trying to remember my Land Law studies!)
My OH and I are Joint Tenants and we have wills leaving our worldly goods (our bikes and thats about it ha ha) to each other to avoid any next of kin wrangles - is that sufficient do you think or should we just get married (after 22 years) and have a huge knees up?