I got taken out last year and it came down to this. Wasn't strictly filtering at the time but witness/police problems made it hard to prove what had happened. They offered 50/50, I came back with 75/25 and we settled on 66/33 in my favour. Could have taken it to court, etc. but not worth the hassle of battling and waiting another year or more just for an extra grand or two. Beware people (and insurers especially) will often try and wheel out the filtering thing when a bike is involved even if filtering wasn't happening at the time - got to get witnesses to back you up and even then it's no guarantee - I had one witness saying I was in the middle lane and another saying I was filtering!
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