Kit Insurance

What company does everyone use? How much you paying for it, what the excess and what does it cover?

I have got one but I want to see if there is better deal out there than I have already.

I pay £39/year, £50 excess, £1000 cover for any accident, but doesn't include track. So any better deals than that?

I just get it added to my bike cover rather than have a seperate policy. Can't remeber offhand how much it was but not very much extra.

Originally Posted by AndyW

I just get it added to my bike cover rather than have a seperate policy. Can't remeber offhand how much it was but not very much extra.

Mine is extra on my policy too, just going throught the yearly insurance game on trying to get a good deal.

[timwilky]

What is the point, you go down, you claim off the driver who took you out for your damaged kit as well as your bike.

Originally Posted by timwilky

What is the point, you go down, you claim off the driver who took you out for your damaged kit as well as your bike.

Casue if its my fault then I still get my kit paid for. Also its a standalone policy; so doesn't effect my bike insurance.

Second after a crash it could cost a bit, so paying £50 for new gear espically lid is a good idea, well I think it is. If its not my fault I can claim, then the third party will xs.