Riding other bikes on your insurance?

[Fallout]

I'm getting quotes on some websites at the moment. I've been TPFT for the last 3 years but this hasn't given me cover to ride other peoples' bikes. I've always been led to believe that a Comprehensive policy is needed to ride other bikes.

Is this true? I'm looking at buying a fully comp policy but can't get any details on what it includes until I buy it (bloody aggregator websites!)

[DJ123]

nope, on some 3rd party policies they allow you to ride other bikes. It's all in the small print, best thing to do is ask them the question. Most restrict it on a policy for age reasons and that's about it

I've been TPFT this last year with Bikesure and had cover on other bikes. And overseas. In the process of sorting out this next year, urgh, hate shopping for it with a passion :/

P.S. When planning on renewing insurance with MCE I wanted cover on other bikes....was then missold a policy after repeatedly asking them to confirm over the phone that I was getting it...then I got the documents through and read the small print

[Fallout]

Cool. Cheers guys/gals. I'll give my insurers a bell tomorrow and see what the deal is and what they'll quote me for renewal. They have to compete with £51 TPFT and £92 Comprehensive on CompareTheMarket.

£51 blimey that's cheap!

[Geodude]

£92 fully comp im over 40 (i know i only look 20) and just paid cheapest i could find at £137

[Bluepete]

Just make sure that the bike you are riding has a policy of insurance as well. You could find yourself with six points very easily.

Pete

[Geodude]

Good point Pete.

[Jayneflakes]

I need to have a look at insurance on our bikes, we are due in about two weeks, but the company we are with have been so good and easy to use I may just renew with them. It depends on what other quotes I can get first, which means that I have to go and look first, which is a pain in the back side.

Anyway, on our current insurance, both the wife and I are covered to ride other bikes, but they must not belong to us or be hired to us and the insurance is third party only on borrowed bikes. Again, you do need to check the fine print on these things, I did not even know that I had it? Currently, the wife is also insured on my bike, but she has had a couple of accidents in her work car that are currently being disputed, so I may have to ditch her from the policy to get it cheaper.

[mep]

Our son rides a resricted Fazer which is insured TPFT with Hastings and allows him to ride other bikes. When his liscense restriction is up at the end of July I'll swap with him for a good ride around some twisties so he knows what he's missing in the low end torque department. I can't wait to see the look on his face afterwards.