Now that's interesting... car insurance - SV650.org

northwind · 22-08-06, 01:18 AM

Still gearing up to do my car test here, and casting a wee beady eye over what might end up in my driveway. There's 2 options here, either it'll be a complete skip, most likely a diesel, just to maximise the impact of the leaks. Either that or it'll be a Mk1 or 2 Golf GTI, classic Bug, Mk 4 Polo, or Corrado. Don't know why, it seems that if it's got to be smallish, I only like VWs.

But, here's a laugh for you... My insurance quotes for a Mk1 8V GTI worth £2000 are exactly the same as my quotes for a 2.9 litre VR6 Corrado worth £4000. Anyone make sense of that at all? Also, the V6 Corrado costs less than a 8V 2l (not even the supercharged one) making about 2/3 the power.

Not buying a VR6, I'm not stupid... I don't plan to kill myself this year, thanks. But seriously, what's wrong with these people that they consider an 8V GTI as much of a risk as the V6? It can't be all down to nickability, frankly I doubt a rusty Mk 1 has as much value as the Corrado?

22-08-06, 07:17 AM

how about an old VW beetle ?

strong and reliable, and really cheap on insurance

then add one of these
http://turbohaus.co.uk/

22-08-06, 07:35 AM

I had a MK2 Golf Gti 8v

was uber fun, relable, and a decent size, quite happyly have one again

fizzwheel · 22-08-06, 08:07 AM

umh.. Corrado... Drools....

I miss my MKIII Golf GTI

Viney · 22-08-06, 09:25 AM

My mate ABT Corrado storm was very special.

I will never understand car insurance

22-08-06, 09:29 AM

Quote:

Originally Posted by Warren

how about an old VW beetle ?

One of my mates HAD one of them up until about 2 weeks ago, she ended up paying a small fortune on it! I wouldn't touch one with a barge pole TBH...

But a Corrado, now you're talking

22-08-06, 10:59 AM

Get the corrado, superb cars.

Shame they ever stopped making them.

22-08-06, 11:11 AM

Another thing I've noticed with car insurance is if you get something that's already pricey to insure, points/a ban make very little difference (10-20%). When trying to insure a smaller car, it doubles, or even trebles the premium. Doesn't make much sense to me; assuming speeding makes you more dangerous, surely in a bigger, more powerful car, you're proportionally more likely to: a) do more damage and b) have higher speed crashes? I know if I was an insurer I'd rather someone crashed at 40 in a 106 than at 100 in a 7 series BMW...

22-08-06, 12:43 PM

Its becuase the performance on both cars are similar.

Golf GTi is an icon and driven by many petrol heads. Corrado only has its specialist followers.

The VR6 engine really aint as quick as you think fella. Astra GTE, 2 less cylinders, and 800cc less, and very similar perfomance.....

Its quite pokey in-gear though...

I'd have to go with the golf though as its a pure classic and handles likes it on rails. Lots less to go wrong as well. But hard to find a "good" clean example that hasn't been thrashed. Thats one bonus the Corrado has over it, less boyracer owners.

22-08-06, 12:49 PM

Go for the Corrado.... collectors item now (I think)

22-08-06, 01:18 AM	#1
northwind Moderator Mega Poster Join Date: Jan 2004 Location: In the garage where I belong Posts: 17,083	Now that's interesting... car insurance Still gearing up to do my car test here, and casting a wee beady eye over what might end up in my driveway. There's 2 options here, either it'll be a complete skip, most likely a diesel, just to maximise the impact of the leaks. Either that or it'll be a Mk1 or 2 Golf GTI, classic Bug, Mk 4 Polo, or Corrado. Don't know why, it seems that if it's got to be smallish, I only like VWs. But, here's a laugh for you... My insurance quotes for a Mk1 8V GTI worth £2000 are exactly the same as my quotes for a 2.9 litre VR6 Corrado worth £4000. Anyone make sense of that at all? Also, the V6 Corrado costs less than a 8V 2l (not even the supercharged one) making about 2/3 the power. Not buying a VR6, I'm not stupid... I don't plan to kill myself this year, thanks. But seriously, what's wrong with these people that they consider an 8V GTI as much of a risk as the V6? It can't be all down to nickability, frankly I doubt a rusty Mk 1 has as much value as the Corrado? __________________ "We are the angry mob, we read the papers every day We like what we like, we hate what we hate But we're oh so easily swayed"

22-08-06, 08:07 AM	#4
fizzwheel Super Moderator Mega Poster Join Date: Dec 2003 Location: Somerset Posts: 3,614	umh.. Corrado... Drools.... I miss my MKIII Golf GTI __________________ Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition

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22-08-06, 07:17 AM	#2
Warren Guest Posts: n/a	how about an old VW beetle ? strong and reliable, and really cheap on insurance then add one of these http://turbohaus.co.uk/

22-08-06, 07:35 AM	#3
Marshall Guest Posts: n/a	I had a MK2 Golf Gti 8v was uber fun, relable, and a decent size, quite happyly have one again

22-08-06, 09:25 AM	#5
Viney Member Mega Poster Join Date: Jul 2003 Location: In the shadows to the left Posts: 7,700	My mate ABT Corrado storm was very special. I will never understand car insurance

22-08-06, 10:59 AM	#7
nickj Guest Posts: n/a	Get the corrado, superb cars. Shame they ever stopped making them.

22-08-06, 11:11 AM	#8
Ceri JC Guest Posts: n/a	Another thing I've noticed with car insurance is if you get something that's already pricey to insure, points/a ban make very little difference (10-20%). When trying to insure a smaller car, it doubles, or even trebles the premium. Doesn't make much sense to me; assuming speeding makes you more dangerous, surely in a bigger, more powerful car, you're proportionally more likely to: a) do more damage and b) have higher speed crashes? I know if I was an insurer I'd rather someone crashed at 40 in a 106 than at 100 in a 7 series BMW...

22-08-06, 12:43 PM	#9
Daimo Guest Posts: n/a	Its becuase the performance on both cars are similar. Golf GTi is an icon and driven by many petrol heads. Corrado only has its specialist followers. The VR6 engine really aint as quick as you think fella. Astra GTE, 2 less cylinders, and 800cc less, and very similar perfomance..... Its quite pokey in-gear though... I'd have to go with the golf though as its a pure classic and handles likes it on rails. Lots less to go wrong as well. But hard to find a "good" clean example that hasn't been thrashed. Thats one bonus the Corrado has over it, less boyracer owners.

22-08-06, 12:49 PM	#10
DoubleD Guest Posts: n/a	Go for the Corrado.... collectors item now (I think)