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Old 06-02-08, 06:40 PM   #1
crashers
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Default GSXR front end insurance question

I've tried the search function so apollogies if this has already been covered but has any body had any insurance issues with fitting a gsxr/zx6 or any other front end? did your premium go up? if so by how much? was it affected by any other modifications? in fact any insurance issues realy!
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Old 06-02-08, 06:47 PM   #2
Dangerous Dave
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Default Re: GSXR front end insurance question

Made no difference to my curvy policy back in 2001, wasn't regarded as a performance mod by Norwich Union back then.

I advise all mods to be disclosed to your insurers guys, you don't want to find your insurance invalid at the wrong time!!!
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Old 06-02-08, 08:48 PM   #3
northwind
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Default Re: GSXR front end insurance question

Especially with a big mod like that which affects handling.

I've found it doesn't weight my policy much, but it does cut down my choice- obviously my bike goes a wee bit further than just the front but there's only a handful of brokers who'll even quote me now, never mind do a reasonable quote.

When you declare it, get it in writing. This is important, just because a phonemonkey says it's OK doesn't mean it is, and good luck proving it in court without a written confirmation. When I was with CIA, they happily quoted me and I took out the policy, but after a month I discovered I was only covered for return to OEM- they quoted me with the increased value of the bike but if it'd been written off I'd have got half what I paid for, because their salesman was either useless or on the make. Luckily I found out the easy way and forced them to refund me, but if it'd been in a claim situation it would have been very, very messy.
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Old 06-02-08, 09:22 PM   #4
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Default Re: GSXR front end insurance question

Ebike insurance lists suspension upgrades which i selected
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Old 06-02-08, 09:39 PM   #5
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Default Re: GSXR front end insurance question

Bennets won't touch you if there are any mods to a bike. But it is no loss as nobody in their right mind should be with them unless they have more money than sense
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Old 06-02-08, 10:37 PM   #6
northwind
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Default Re: GSXR front end insurance question

Quote:
Originally Posted by svrash View Post
Ebike insurance lists suspension upgrades which i selected
See, I'd want more than that, since you've also changed the wheels, discs and calipers... Suspension upgrade is so vague.
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Old 06-02-08, 10:43 PM   #7
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Default Re: GSXR front end insurance question

Quote:
Originally Posted by timwilky View Post
Bennets won't touch you if there are any mods to a bike. But it is no loss as nobody in their right mind should be with them unless they have more money than sense
gave me a great quote on my bike
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Old 07-02-08, 09:15 AM   #8
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Default Re: GSXR front end insurance question

Quote:
Originally Posted by northwind View Post
See, I'd want more than that, since you've also changed the wheels, discs and calipers... Suspension upgrade is so vague.
I think brakes where there too
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Old 07-02-08, 05:37 PM   #9
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Default Re: GSXR front end insurance question

Quote:
Originally Posted by northwind View Post
See, I'd want more than that, since you've also changed the wheels, discs and calipers... Suspension upgrade is so vague.
It is a bit vague that, suspension.....

I have a 2 page document about my mods from my insurer, and it certainly ain't Bennetts or Norwich Union!!!!
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Old 07-02-08, 06:39 PM   #10
crashers
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Default Re: GSXR front end insurance question

Thanks guys i think acall to my insurance "phone monkey" is in order! I've read too much about the front end conversion not to do something about it!
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