Do slip-on cans affect insurance?

Slip on cans don't affect performance, aparantly.
Does this mean that insurance shouldnt be affected on a restricted bike?

[timwilky]

no, insurance IS affected irrespective of there being no performance increase. If they ask you for any modifications you must declare it. Otherwise you give them the opportunity to walk any from any claim.

Some insurers will simply not accept after market cans, end of. Even though in the event of a claim it can be a cost reduction in the claim valuation compared to replacing an OEM system.

I would definitely agree that you should declare what you've got.

I've got a scorpion street extreme getting fitted to my SV and my insurance company (mce) simply asked whether it would affect the bhp, I said no and so they said that I didn't need to declare it...

i got told by carol nash when taking out my policy that if there is now power increase of more than 5% i think they dont put up the price give them a try?

No matter what the modification you should tell your insurance company to protect yourself in the event of a claim, just me I have been on the wrong side before. As said above, some insurance companies will not insure you with a race can, this will make your insurance invalid and in the event of a claim leave you with no insurance and operating a vehicle without insurance which is illegal.

Most of the common modifications you make will have no effect on a premium.

4fold, you might want that in writing, or declare it anyway.

Cheers

Edit: Oh Crap! Too slow.

slightly OT but, as i said Carol nash said they wont add anything to the premium as it has no impact on power, however nothing on my policy mentions ive fitted it...should i bring this up with them as i definatly stated it and they definatly asked about the power increase?

Originally Posted by arcdef

slightly OT but, as i said Carol nash said they wont add anything to the premium as it has no impact on power, however nothing on my policy mentions ive fitted it...should i bring this up with them as i definatly stated it and they definatly asked about the power increase?

I had this problem - although I told them about my can they did not mention the modification on the policy documents so I queried it. They said dont worry its on our system and the company you're with do cover non road legal cans - I said can I have that in writing please and they sent me a letter the next day confirming it.

Originally Posted by Dangerous Dave

No matter what the modification you should tell your insurance company to protect yourself in the event of a claim, just me I have been on the wrong side before. As said above, some insurance companies will not insure you with a race can, this will make your insurance invalid and in the event of a claim leave you with no insurance and operating a vehicle without insurance which is illegal.

Most of the common modifications you make will have no effect on a premium.

It's a scorpion street extreme, so being road legal isn't a problem.

When declaring modifications, does this include purely visual mods such as screens and tail tidy? or is this just covered in the price you insure the bike for? (which by the way i plan to insure the bike for £3000 when it's only costing me under 2 grand).

declare it, they will look for any reason not to pay out in the event of a claim.