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07-05-10, 10:00 PM
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#1 |
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Guest
Posts: n/a
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Insurance declaration
Simple one, really.
Do you guys decalre EVERYTHING you do to your bikes to the insurance company? Or only ones that cost a lot/are very obvious/changes performace? How do they normally react? I remember when I got my first car, a £500 Escort that I modded like a chav, and when I told the insurance half the time the call centre person didnt even seem interested and usually didnt know what relevance the part was - i.e new back box - "What's a back box" Maybe the bike industry is different? Or maybe I just had **** insurers lol. |
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08-05-10, 08:15 AM
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#2 |
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Member
Join Date: Jul 2005
Location: London (for my sins)
Posts: 806
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Re: Insurance declaration
Everything, insurance even went down when i added a scottoiler on the web quote page.
Worst thing to happen would be an accident (not your fault) and have a claims assessor turn up, take one look, laugh and point the police towards you for riding with invalid insurance because you failed to mention a hugger and exhaust....... |
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08-05-10, 09:02 AM
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#3 |
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Member
Join Date: Dec 2008
Location: Durham
Posts: 408
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Re: Insurance declaration
Yup, declare everything. Its the only really safe way.
__________________
Ain't no sunshine when she's gone... 2000 curvy, yellow and naked. Gone but not forgotten. |
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08-05-10, 09:22 AM
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#4 |
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Guest
Posts: n/a
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Re: Insurance declaration
I changed my exhaust put a k&n air filter in and a few other bits, and my insurance company said it was all fine and my insurance stayed the same, its always better to declare then you dont have to worry about the hassle of your insurance company trying to screw you in the event of an accident..
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08-05-10, 09:41 AM
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#5 |
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Guest
Posts: n/a
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Re: Insurance declaration
At what point (in your experience) do they normally hike the price up?
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08-05-10, 10:29 AM
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#6 |
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Guest
Posts: n/a
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Re: Insurance declaration
I've been charged £50 for an exhaust, cosmetic was all free
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08-05-10, 10:58 AM
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#7 |
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Guest
Posts: n/a
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Re: Insurance declaration
You gave me the idea of checking how much would be added for a slip on for the CBR. Nothing as long as it was cosmetic and not a full system.
Tail tidy was also free so I'll be fitting that and looking for a slip on now. |
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