Declaring Mods to insurance. - SV650.org

19-12-10, 06:47 PM

Has anyone got any experience of declaring mods with Carole Nash Insurance?

andrewsmith · 19-12-10, 06:50 PM

Got a quote with them in November.
Declare everything, Susp and touring gear too.

Declaring the changes to mine didn't affect the quote TBH.

19-12-10, 06:54 PM

Shall be interesting as I have quite a list!

andrewsmith · 19-12-10, 06:57 PM

Mine was Zorst and uprated front end and ZX10 rear shock.

If yours is the Yoshi it'll be interesting as gives a BHP increase

19-12-10, 07:06 PM

Mine was the full exhaust and the hagon rear shock. I wouldn't declare new front springs or stuff that's not immediately visible. I told them negligible performance increase from the exhaust.

sv4me · 19-12-10, 07:10 PM

Slightly off topic but I didnt declare any of my mods to my insurers, and when some bint knocked me off last year they sent it to 4th Dimension their repairers of choice to sort out.

The guy leading the repairs rang me 3 times asking about various bits of the bike, it came back with new motografix number boards front and back, a new R&G can protector over my Yoshi race can and the guy even said on the phone if theyd managed to get more money out of her i'd be getting a new seat cowl (the tiniest of scratches was on it)

I love my insurers

19-12-10, 09:09 PM

I'm insured with CN. I declared all the mods I had on the SV. Didn't make a difference to the quote and that included declaring a race use only exhaust.

19-12-10, 09:21 PM

Yep- CN are fine. The only question they asked, apart from is the can road legal, is whether the mods added more than 5% to the power.

andrewsmith · 19-12-10, 09:22 PM

Quote:

Originally Posted by thedonal

Yep- CN are fine. The only question they asked, apart from is the can road legal, is whether the mods added more than 5% to the power.

Yep Swintons asked the same and there was no premium increase

20-12-10, 01:00 AM

i declared every thing, and they wouldn't touch me could be because of age

aviva insured me with all the mods INC non standard parts cover and the whole cost of the bike price so i get he market value of the bike and 50% of the price of the extras

19-12-10, 06:47 PM	#1
danf1234 Guest Posts: n/a	Declaring Mods to insurance. Has anyone got any experience of declaring mods with Carole Nash Insurance?

19-12-10, 06:50 PM	#2
andrewsmith Member Mega Poster Join Date: Apr 2010 Location: Newcastle upon Tyne, Just south of salad dodging country Posts: 7,750	Re: Declaring Mods Got a quote with them in November. Declare everything, Susp and touring gear too. Declaring the changes to mine didn't affect the quote TBH. __________________ RIP Reeder 20/07/1988 - 21/03/2012. Always missed squire!!! Every year we meet old friends, gain some new ones, lose old ones and you always remember them all. “Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

19-12-10, 06:54 PM	#3
danf1234 Guest Posts: n/a	Re: Declaring Mods Shall be interesting as I have quite a list!

19-12-10, 06:57 PM	#4
andrewsmith Member Mega Poster Join Date: Apr 2010 Location: Newcastle upon Tyne, Just south of salad dodging country Posts: 7,750	Re: Declaring Mods Mine was Zorst and uprated front end and ZX10 rear shock. If yours is the Yoshi it'll be interesting as gives a BHP increase __________________ RIP Reeder 20/07/1988 - 21/03/2012. Always missed squire!!! Every year we meet old friends, gain some new ones, lose old ones and you always remember them all. “Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

19-12-10, 07:06 PM	#5
toxic Guest Posts: n/a	Re: Declaring Mods Mine was the full exhaust and the hagon rear shock. I wouldn't declare new front springs or stuff that's not immediately visible. I told them negligible performance increase from the exhaust.

19-12-10, 07:10 PM	#6
sv4me Member Mega Poster Join Date: Jul 2003 Location: Southport Posts: 1,508	Re: Declaring Mods Slightly off topic but I didnt declare any of my mods to my insurers, and when some bint knocked me off last year they sent it to 4th Dimension their repairers of choice to sort out. The guy leading the repairs rang me 3 times asking about various bits of the bike, it came back with new motografix number boards front and back, a new R&G can protector over my Yoshi race can and the guy even said on the phone if theyd managed to get more money out of her i'd be getting a new seat cowl (the tiniest of scratches was on it) I love my insurers __________________ ______________________________ Just call me Cyril Despres. Ok maybe not It's not big, it's not clever......muahaha

19-12-10, 09:09 PM	#7
Stig Guest Posts: n/a	Re: Declaring Mods to insurance. I'm insured with CN. I declared all the mods I had on the SV. Didn't make a difference to the quote and that included declaring a race use only exhaust.

19-12-10, 09:21 PM	#8
thedonal Guest Posts: n/a	Re: Declaring Mods to insurance. Yep- CN are fine. The only question they asked, apart from is the can road legal, is whether the mods added more than 5% to the power.

20-12-10, 01:00 AM	#10
barwel1992 Guest Posts: n/a	Re: Declaring Mods to insurance. i declared every thing, and they wouldn't touch me could be because of age aviva insured me with all the mods INC non standard parts cover and the whole cost of the bike price so i get he market value of the bike and 50% of the price of the extras

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Insurance - mods	chakraist	Bikes - Talk & Issues	32	21-04-08 09:57 PM
Declaring Mods To Insurance	TheStudent	Bikes - Talk & Issues	46	17-07-07 09:54 AM
Trackdays + Mods = insurance nitemare	pete m	Bikes - Talk & Issues	4	05-02-07 02:12 AM
Insurance-declare mods or not?	Paws	Bikes - Talk & Issues	41	15-08-06 09:13 PM
Do you declare all mods to your insurance company?	tomjones2	Bikes - Talk & Issues	13	16-05-05 05:07 PM