Insurance Hikes - SV650.org

TSM · 07-09-11, 04:51 PM

Who has seen massive insurance hikes on their bikes?

I am seeing my £800 go up to just under £1000 and £650 excess. Ok i have three bikes but the increase may be % the same as others. Also i know im in london which makes it all the worse.

Single biggest factor seems to be TPFT vs FC, it halfs the quotes or even in some cases reduces them down to a third.

07-09-11, 04:58 PM

Mine was £350 last year, its £185 this year. Car insurance has only gone up £70 but I now have a 4.5 litre v8 and not a 2.8 litre flat 6. Might just be london prices that are being hit hard. Excesses are still massive though on car and bike.

07-09-11, 05:52 PM

strangely mine went down
must have to a southern thing, well its not like you dont deserve it you have roit damage to pay for

DJ123 · 07-09-11, 06:35 PM

on any insurance policy i get quotes for, bike or car, the difference between TPFT & FC is pennies, so i opt for the FC. Thats with zero voluntary excess too. Direct Line wanted £200 more for this year than last year, yet i have another year of NCB. What suprised me was that they were not even willing to haggle or attempt to give me a better deal. i went onto an Admiral multicar policy with the rest of my family, only £600 for the year instead. Bike is due next year, will see what it comes to with my claim on it

07-09-11, 07:41 PM

My TPFT cover triples on a North London address, hence why I unfortunately will be garaging my bike in Cambridge when I move

phi-dan · 07-09-11, 09:11 PM

Just renewed with lower premium than last year, and half the excess. Result.

07-09-11, 09:22 PM

Yup mine seems to be going up, I'm just sorting my insurance out for next year. They keeping making up BS reasons why its more expensive...

I wouldn't mind but garaged, alarm, safe neigbourhood, 4 NCB they want more than last year! Oh they went to say my job is high risk, so they need to charge me more for that what a load of crap!

Biker Biggles · 07-09-11, 09:32 PM

Have you tried to compare web sites?
Slightly different I know,but my house insurance renewal came through and was double last years premium.A visit to go compare has shown it to be available for a third of the renewal quote.
They do try it on.

sv4me · 07-09-11, 09:55 PM

Have you tried......NOT living in London?

07-09-11, 10:08 PM

Quote:

Originally Posted by sv4me

Have you tried......NOT living in London?

Ah right, move away from family and work...besides its warmer here.

07-09-11, 04:51 PM	#1
TSM The Sick Man Mega Poster Join Date: Nov 2004 Location: Peckham.SE.LDN Posts: 4,768	Insurance Hikes Who has seen massive insurance hikes on their bikes? I am seeing my £800 go up to just under £1000 and £650 excess. Ok i have three bikes but the increase may be % the same as others. Also i know im in london which makes it all the worse. Single biggest factor seems to be TPFT vs FC, it halfs the quotes or even in some cases reduces them down to a third. __________________ OTR: KTM 690 Duke R 2015 Full Akro SIDELINE: Kwak ZX636 A1P 2002, Red, R&G's, Yoshi, Double Bubble Screen GONE: Kwak ZX-7R P1, Full Akro, Undertray, Screen GONE: SV650S K2 Very Bruised & Without Fairing, Motovation Frame Sliders, R&G Ally Sprocket Toe Protector, HEL 2 Line Setup, GSXR K1 600 RWU Forks, Barnett Clutch & Springs, Penske 8981 Shock, Gilles Ti Rearsets, Steel Barends, Scottoiler, AFAM Chain & Sprockets, Twin FIAMM Horns, Skidmarx Bellypan, Full Micron Zeta Steel System, Cut down undertay. Forum Problems & Information / Site Suggestions

07-09-11, 04:58 PM	#2
Jackie_Black Guest Posts: n/a	Re: Insurance Hikes Mine was £350 last year, its £185 this year. Car insurance has only gone up £70 but I now have a 4.5 litre v8 and not a 2.8 litre flat 6. Might just be london prices that are being hit hard. Excesses are still massive though on car and bike.

07-09-11, 05:52 PM	#3
davepreston Guest Posts: n/a	Re: Insurance Hikes strangely mine went down must have to a southern thing, well its not like you dont deserve it you have roit damage to pay for

07-09-11, 06:35 PM	#4
DJ123 Member Mega Poster Join Date: Jul 2011 Location: Somewhere over there Posts: 3,245	Re: Insurance Hikes on any insurance policy i get quotes for, bike or car, the difference between TPFT & FC is pennies, so i opt for the FC. Thats with zero voluntary excess too. Direct Line wanted £200 more for this year than last year, yet i have another year of NCB. What suprised me was that they were not even willing to haggle or attempt to give me a better deal. i went onto an Admiral multicar policy with the rest of my family, only £600 for the year instead. Bike is due next year, will see what it comes to with my claim on it

07-09-11, 07:41 PM	#5
ben1989 Guest Posts: n/a	Re: Insurance Hikes My TPFT cover triples on a North London address, hence why I unfortunately will be garaging my bike in Cambridge when I move

07-09-11, 09:11 PM	#6
phi-dan Member Join Date: Apr 2009 Location: going up Camborne hill coming down Posts: 251	Re: Insurance Hikes Just renewed with lower premium than last year, and half the excess. Result. __________________ Was: Red curvy S: crash bungs, double bubble screen, fenda extenda, HEL front lines, OEM belly pan Now: Blue FZ6 Fazer

07-09-11, 09:22 PM	#7
metalmonkey Guest Posts: n/a	Re: Insurance Hikes Yup mine seems to be going up, I'm just sorting my insurance out for next year. They keeping making up BS reasons why its more expensive... I wouldn't mind but garaged, alarm, safe neigbourhood, 4 NCB they want more than last year! Oh they went to say my job is high risk, so they need to charge me more for that what a load of crap!

07-09-11, 09:32 PM	#8
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	Re: Insurance Hikes Have you tried to compare web sites? Slightly different I know,but my house insurance renewal came through and was double last years premium.A visit to go compare has shown it to be available for a third of the renewal quote. They do try it on. __________________ On a clear day we stand there and look further than the ordinary eye can see.

07-09-11, 09:55 PM	#9
sv4me Member Mega Poster Join Date: Jul 2003 Location: Southport Posts: 1,508	Re: Insurance Hikes Have you tried......NOT living in London? __________________ ______________________________ Just call me Cyril Despres. Ok maybe not It's not big, it's not clever......muahaha

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