No Claims Bonus (proof of) - SV650.org

11-03-05, 08:44 PM

I have just received my policy documents through the post with a temporary stiffkit, Its not a cover note, but expires within 1 month if I dont prove my NCB

How do I get proof?

I was insured for the last 2 years through Rampdale, but I have changed brokers to Bennetts. Will I be able to get proof from my last company? without paying any extra

timwilky · 11-03-05, 08:53 PM

The schedule your last insurer provided you with for renewal should be OK as proof. Otherwise just phone them and ask them to provide you with proof of NCB. It should not be chargable.

21QUEST · 11-03-05, 08:58 PM

Quote:

Originally Posted by wheelnut

I have just received my policy documents through the post with a temporary stiffkit, Its not a cover note, but expires within 1 month if I dont prove my NCB

How do I get proof?

I was insured for the last 2 years through Rampdale, but I have changed brokers to Bennetts. Will I be able to get proof from my last company? without paying any extra

Didn't you get a renewal notice from Rampdale ? That would normally state how many 'no claims' bonus you are entitled to and would be sufficient as proof for the new broker.

Cheers
Ben

12-03-05, 04:17 PM

Ask you previous insurers for proof of your NCB. It shouldn't be chargable and they are usually fine with sending it out in good time.

12-03-05, 04:56 PM

Or supply Bennetts with your old policy number and ask them to phone Rampdale and confirm it over the phone.

12-03-05, 05:55 PM

Quote:

Originally Posted by Longshotmojo

Or supply Bennetts with your old policy number and ask them to phone Rampdale and confirm it over the phone.

That sounds like a reasonable plan. I emailed Rampdale but got no reply and I think they only have one phone in the BT box outside the office :P

But so what Rampdale were very cheap for my first 2 years of ownership

northwind · 12-03-05, 11:17 PM

That was my experience of them too... Rubbish but cheap

14-03-05, 08:43 AM

Yes, the lesson here is to keep all the notifications and statements for renewal even if you are not renewing with the same insurer. I had to do same. Never had it with the car before.

Richie · 16-03-05, 12:30 PM

Just got my letter of NCB from AXA in Germany and I'd thought I had 2 years.... no it said 0...yes ZERO even though it said I'd had been claim free from 10/03/02 untill 09/12/04 (got diffrent insurance over here in the UK) Seams like you have to beg for the proof of NCB, even then you only get one year every two years insured !!!
A real P1s5er Me thinks...
Norwich Union are on the case...

11-03-05, 08:44 PM	#1
wheelnut Guest Posts: n/a	No Claims Bonus (proof of) I have just received my policy documents through the post with a temporary stiffkit, Its not a cover note, but expires within 1 month if I dont prove my NCB How do I get proof? I was insured for the last 2 years through Rampdale, but I have changed brokers to Bennetts. Will I be able to get proof from my last company? without paying any extra

11-03-05, 08:53 PM	#2
timwilky Member Mega Poster Join Date: Mar 2004 Location: Not in Yorkshire. (Thank God) Posts: 4,116	The schedule your last insurer provided you with for renewal should be OK as proof. Otherwise just phone them and ask them to provide you with proof of NCB. It should not be chargable. __________________ Not Grumpy, opinionated.

12-03-05, 11:17 PM	#7
northwind Moderator Mega Poster Join Date: Jan 2004 Location: In the garage where I belong Posts: 17,083	That was my experience of them too... Rubbish but cheap __________________ "We are the angry mob, we read the papers every day We like what we like, we hate what we hate But we're oh so easily swayed"

16-03-05, 12:30 PM	#9
Richie fantabulas Mega Poster Join Date: Apr 2004 Location: Nr Durham Posts: 4,940	Just got my letter of NCB from AXA in Germany and I'd thought I had 2 years.... no it said 0...yes ZERO even though it said I'd had been claim free from 10/03/02 untill 09/12/04 (got diffrent insurance over here in the UK) Seams like you have to beg for the proof of NCB, even then you only get one year every two years insured !!! A real P1s5er Me thinks... Norwich Union are on the case... __________________ My Flickr photos

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12-03-05, 04:17 PM	#4
RenamedMonkey Guest Posts: n/a	Ask you previous insurers for proof of your NCB. It shouldn't be chargable and they are usually fine with sending it out in good time.

12-03-05, 04:56 PM	#5
Longshotmojo Guest Posts: n/a	Or supply Bennetts with your old policy number and ask them to phone Rampdale and confirm it over the phone.

14-03-05, 08:43 AM	#8
Anonymous Guest Posts: n/a	Yes, the lesson here is to keep all the notifications and statements for renewal even if you are not renewing with the same insurer. I had to do same. Never had it with the car before.