My SV 650 and Insurance quote (IRELAND) - SV650.org

10-07-06, 09:35 PM

Hi guys. Im a new member here. Im 20 years old, have a full licence, been driving for 3 years(without any claims) and live in Dublin. Last wendesday I bought my 2001 SV 650 from Engalnd for £1500 and brought it over here.
Here's a pic...

I got a quote from my insurance company Aon(part of Axa) and they quoted me €5750 (about 4 thousand pounds sterling) for 1 years insurance(third party only!!!)

As you can imagine Im pretty P*SSED OFF so I asked carole nash for help but they won't quote me until my renewal next may when Il be 21 with 4 years no claims!
Fu*kers!

10-07-06, 09:43 PM

WTF.

Di you try any other companys ?

Might have been worth checking before you bought the bike

10-07-06, 09:48 PM

There are only 2 insurance companies in Ireland!

I knew there would be difficulties about this before I bought the bike so Il most likely use it for the odd track day and leave her in the garage for the winter but it's such a shame though

How much would it be for me over in the UK would you expect?

10-07-06, 10:26 PM

That's shocking. I'm gutted for you mate.

I paid about £600 fully comp when I was 24, brand new SV, just got my full licence but that was several (cough, cough) years ago when insurance wasn't at silly prices. A mate, 19 a couple of years ago and just passed his test, was paying £1300 in the same rural area on a 5 yr old SV.

10-07-06, 10:43 PM

I know it's shocking! Nobody ever gets fully comp in Ireland until your about 30 and over!

ethariel · 10-07-06, 11:02 PM

Dear God, that really one hell of a ripoff

10-07-06, 11:10 PM

**** mate

First off, welcome to the site

I paid 1200 quid for my 1st year's insurance TPO when I was 17. That was with Adelaide. And they were the only company that would even quote me!

Do Adelaide do cover in the ROI? You'll have to excuse my ignorance...

10-07-06, 11:21 PM

Im paying less than £600 a year for a 1999 R6, 21 no NCB and my first bike. I have a friend who lives in Ireland and his car insurance is crazy, he was paying well over £2k for a 1980odd 1.0 mini.

11-07-06, 11:49 AM

Graham, I'm in Ireland also. September 2004 I insured a '91 CBR250. I was 23, had a provisional and it was my first time on the road in/on any sort of motor. AON were my only option and I paid them €2200. I got my full licence in December of 2004 and got around €450 back as I recall. In June 2005, after blowing the engine in the CBR, I bought a brand new SV650. It was ‘factory restricted’ or so they told me, so I contacted AON and they changed the details on the policy but charged me no more money. I did the AON Assessment and that dropped the insurance by around another €300 or so. SO……when I renewed my policy last time it cost around €1435 I think. (As it turns out the dealership sold me a ‘factory restricted’ bike that was not factory restricted. It was only a throttle restriction.) Now I’m still within my 2 year restrictions but the insurance company don’t need to know.

My point is, over here in Ireland we have no choice in insurance. It’s AON or Carole Nash and CN won’t touch you until AON have risked you for at least a year first. CN quoted me a tiny bit cheaper for when my renewal comes around again, so I’ll probably be changing then unless AON astound me with a fantastically low quote.

What they’ve quoted you is crazy crazy.

11-07-06, 12:31 PM

Jeez
Seems to me they've got it sewn up! 2 companies, they're gonna take the p**s!!

How can they quote you for more than the cost of the bike!

No diserespect, but your SV isn't worth £4K.

Is there an excess on the policy, as well??

That's ridiculous..
(Are there a lot of stolen cars/bikes in your area)??

10-07-06, 09:35 PM	#1
Graham K Guest Posts: n/a	My SV 650 and Insurance quote (IRELAND) Hi guys. Im a new member here. Im 20 years old, have a full licence, been driving for 3 years(without any claims) and live in Dublin. Last wendesday I bought my 2001 SV 650 from Engalnd for £1500 and brought it over here. Here's a pic... I got a quote from my insurance company Aon(part of Axa) and they quoted me €5750 (about 4 thousand pounds sterling) for 1 years insurance(third party only!!!) As you can imagine Im pretty PSSED OFF so I asked carole nash for help but they won't quote me until my renewal next may when Il be 21 with 4 years no claims! Fukers!

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10-07-06, 09:43 PM	#2
SpankyHam Guest Posts: n/a	WTF. Di you try any other companys ? Might have been worth checking before you bought the bike

10-07-06, 09:48 PM	#3
Graham K Guest Posts: n/a	There are only 2 insurance companies in Ireland! I knew there would be difficulties about this before I bought the bike so Il most likely use it for the odd track day and leave her in the garage for the winter but it's such a shame though How much would it be for me over in the UK would you expect?

10-07-06, 10:26 PM	#4
haggis Guest Posts: n/a	That's shocking. I'm gutted for you mate. I paid about £600 fully comp when I was 24, brand new SV, just got my full licence but that was several (cough, cough) years ago when insurance wasn't at silly prices. A mate, 19 a couple of years ago and just passed his test, was paying £1300 in the same rural area on a 5 yr old SV.

10-07-06, 10:43 PM	#5
Graham K Guest Posts: n/a	I know it's shocking! Nobody ever gets fully comp in Ireland until your about 30 and over!

10-07-06, 11:02 PM	#6
ethariel Member Join Date: Jul 2005 Location: London (for my sins) Posts: 806	Dear God, that really one hell of a ripoff

10-07-06, 11:10 PM	#7
UlsterSV Guest Posts: n/a	**** mate First off, welcome to the site I paid 1200 quid for my 1st year's insurance TPO when I was 17. That was with Adelaide. And they were the only company that would even quote me! Do Adelaide do cover in the ROI? You'll have to excuse my ignorance...

10-07-06, 11:21 PM	#8
lee_m Guest Posts: n/a	Im paying less than £600 a year for a 1999 R6, 21 no NCB and my first bike. I have a friend who lives in Ireland and his car insurance is crazy, he was paying well over £2k for a 1980odd 1.0 mini.

11-07-06, 11:49 AM	#9
marky Guest Posts: n/a	Graham, I'm in Ireland also. September 2004 I insured a '91 CBR250. I was 23, had a provisional and it was my first time on the road in/on any sort of motor. AON were my only option and I paid them €2200. I got my full licence in December of 2004 and got around €450 back as I recall. In June 2005, after blowing the engine in the CBR, I bought a brand new SV650. It was ‘factory restricted’ or so they told me, so I contacted AON and they changed the details on the policy but charged me no more money. I did the AON Assessment and that dropped the insurance by around another €300 or so. SO……when I renewed my policy last time it cost around €1435 I think. (As it turns out the dealership sold me a ‘factory restricted’ bike that was not factory restricted. It was only a throttle restriction.) Now I’m still within my 2 year restrictions but the insurance company don’t need to know. My point is, over here in Ireland we have no choice in insurance. It’s AON or Carole Nash and CN won’t touch you until AON have risked you for at least a year first. CN quoted me a tiny bit cheaper for when my renewal comes around again, so I’ll probably be changing then unless AON astound me with a fantastically low quote. What they’ve quoted you is crazy crazy.

11-07-06, 12:31 PM	#10
kciN Guest Posts: n/a	Jeez Seems to me they've got it sewn up! 2 companies, they're gonna take the p**s!! How can they quote you for more than the cost of the bike! No diserespect, but your SV isn't worth £4K. Is there an excess on the policy, as well?? That's ridiculous.. (Are there a lot of stolen cars/bikes in your area)??