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Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick). There's also a "U" rating so please respect this. Newbies can also say "hello" here too. |
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15-11-06, 10:18 AM
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#2 |
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Super Moderator
Mega Poster
Join Date: Dec 2003
Location: Somerset
Posts: 3,614
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Yes...
It only applies if you only have a current account with them and that current account is not active. i.e not your main account. What they are saying is that if you deposit at least £1500 a month into the account and the accounts being used you wont get charged I've got a current account, savings account, a credit card and a loan with them, and I have my wages paid into my account. The letter explains all of this and tells me that if I keep using my account in the way I currently am I wont get any monthly charges.
__________________
Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition |
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15-11-06, 10:19 AM
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#3 |
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Guest
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I pay £10/month happily for my current account.
However, that £10/month gets me the top level of personal (not vehicle) cover from the RAC, a % gets given to WWF, I get discounts at various places (including car insurance), and generally, it actually saves me about £500/year. All for paying out £120 a year. Bargain! Smile BTW 
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15-11-06, 10:43 AM
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#4 | |
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Member
Mega Poster
Join Date: Jul 2006
Location: Sunny Croydonia
Posts: 6,124
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Quote:
Probably only just covers itself, but I dont need to worry about my AA card/number as its the same as my bank account details - that I memorised years ago 
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15-11-06, 10:47 AM
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#5 | ||
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Quote:
So, who's inviting me on a holiday so you don't have to pay travel insurance? 
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15-11-06, 10:50 AM
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#6 |
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Guest
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if you're interested, i pay £10 per month which gets me free overdraft, Mobile phone insurance, £50k holiday insurance, AA breakdown cover plus summat else which escapes me.
if you bank with first direct and will be hit with this charge, might i suggest moving to lloyds gold account? |
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15-11-06, 10:51 AM
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#7 |
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Guest
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I read it that if you earn less than £1500/month. (wages paid into that account)
the charges will apply. No I don't, neither does my wife. (she has her own fd account) no loans or credit cards or any other fd products. I didn't receive a letter yet from fd only heard about it this morning. |
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15-11-06, 10:54 AM
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#8 |
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Super Moderator
Mega Poster
Join Date: Dec 2003
Location: Somerset
Posts: 3,614
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Thats right. Time maybe to switch banks or if you got a joint account rather than two sole accounts would that mean that if you both paid your wages etc into that joint account you'd be able to pay the £1500 that they are after each month ?
It does sound harsh though if you are both already existing customers.
__________________
Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition |
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15-11-06, 10:57 AM
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#9 | |
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Member
Mega Poster
Join Date: Jul 2006
Location: Sunny Croydonia
Posts: 6,124
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Quote:
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15-11-06, 10:57 AM
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#10 |
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Guest
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I rather switch banks than have a joint account with the wife
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