Dog owning

Originally Posted by the_lone_wolf

pet insurance is very different, you are only insuring the health of your pet, not the damage it might cuase to a third party, the costs of which are unlikely to exceed say £10k, so it's entirely optional, but irresponsible of the owner to cause suffering to the animal simply because they are unable to pay for the treatment required

wrong you can actually be sued for millions in damages and personal injury if for example your dog runs out into a road and causes a car crash, just like if you pulled out at a junction you are responsible for the damage and injury claims!!

[Luckypants]

Originally Posted by neio79

wrong you can actually be sued for millions in damages and personal injury if for example your dog runs out into a road and causes a car crash, just like if you pulled out at a junction you are responsible for the damage and injury claims!!

And is covered by your household insurance in most cases.

I do have pet insurance BTW

[the_lone_wolf]

Originally Posted by neio79

wrong you can actually be sued for millions in damages and personal injury if for example your dog runs out into a road and causes a car crash, just like if you pulled out at a junction you are responsible for the damage and injury claims!!

yes, but your pet health insurance won't cover you for that will it?

i never said you couldn't be liable for it, just that your pet insurance wouldn't cover you for it

Originally Posted by the_lone_wolf

yes, but your pet health insurance won't cover you for that will it?

i never said you couldn't be liable for it, just that your pet insurance wouldn't cover you for it

most pet insurances do cover you or can cover you for things like that, another good reason to have them, especially if like my little s8it of a dog he escapes when a bi**h is on heat!!

[the_lone_wolf]

Originally Posted by neio79

most pet insurances do cover you or can cover you for things like that, another good reason to have them...

the thread was discussing vet's bills, now you bring it up as if your original assertion of saying anyone who didn't have pet insurance was a **** is still valid? you never mentioned anything about 3rd party liability cover, which as LP has already pointed out this is usually covered by your home insurance anyway. perhaps if you live next to a factory that specialises in making chemical weapons with self-destruct buttons modelled on the **** end of a female dog, and has a poor contractor maintaining their fences, and it's excluded from your home insurance policy, then you should consider getting special protection for 3rd party liability...

somehow i think i'll survive without

i have two dogs and two cats ive never had insurance for them ive just payed for vet bills in instalments i dont let the dogs off there leads until its safe to do so, i would never put there lives in danger as there like our kids as we carnt have any, they sleep on the bed with us and i let them lick my face which will get some comments im sure, ive always had pets but would never cage a bird or imprison a fish nothing you have to keep imprisoned

Originally Posted by the_lone_wolf

the thread was discussing vet's bills, now you bring it up as if your original assertion of saying anyone who didn't have pet insurance was a **** is still valid? you never mentioned anything about 3rd party liability cover, which as LP has already pointed out this is usually covered by your home insurance anyway. perhaps if you live next to a factory that specialises in making chemical weapons with self-destruct buttons modelled on the **** end of a female dog, and has a poor contractor maintaining their fences, and it's excluded from your home insurance policy, then you should consider getting special protection for 3rd party liability...

somehow i think i'll survive without

you are just being silly now

I have an accident prone staffie called molly, who has the attitude i'll walk through you rather than around you

Love her to bits though. We get our insurance with Marks and Spencer and i'm pleased to say there is no excess either! Costs about 10-15 a month i think and has been used once already!

This is Murphy, my black lab (click to enlarge)

He's usually on his own 8 hours or so a day.

We rescued him when he was 2 years old and he had spent long spells of time in a 2ft by 4ft cage. He was used to spending time on his own and the kitchen he lounges about in now is luxury by comparison.

The reason we wanted to rescue rather than get a puppy was because a puppy needs fed 4 times a day, about every 4 hours. Puppys left alone will usually chew as well so you can leave them in large shed or a garage (heated at this time of year!) to minimise the damage to your kitchen.

I think you'll be fine if it's only 5 days a month he'll be left a full day. Maybe just get your Mum to pop in at lunchtime for these 5 days.