TLW down:(

Originally Posted by Paws

Not at all mate, but you HAVE to be able to prove that its going to cost x amount to put you back in the position where you where BEFORE the claim, i sent in loads of ads showing same age/milage/cond etc as my sv

I'd be taking a trip to my local stealers for those sorta prices then for any bike as we all know second hand bikes from a stealer are a lot more.

Originally Posted by RatchetJob

"Should a replacement not be requested/available, we will pay you the market value at the time of the incident."

It does not state that they will pay no more than the value outlined in the policy schedule.

And thats the wording you want, current market value for a d675 like tlw's is now £6600

Originally Posted by Paws

i work for a bike ins co so i know my stuff

Your not the only one that works in Insurance

Originally Posted by DMC

Your not the only one that works in Insurance

I'll add an ironic smiley

Originally Posted by DMC

Your not the only one that works in Insurance

Should know then that its down to the individual underwriter to decide what they will pay out and its nearly always best NOT to accept the first offer made

Originally Posted by Paws

its nearly always best NOT to accept the first offer made

But the first offer made isn't usually equal to the value you put on the vehicle when setting up the policy - in this case it is.

Originally Posted by carty

But the first offer made isn't usually equal to the value you put on the vehicle when setting up the policy - in this case it is.

I'm willing to put money down, that they have offered that because they are onto a winner?

Originally Posted by plowsie

I'm willing to put money down, that they have offered that because they are onto a winner?

Do you mean as in that they will get a fair amount back for selling it as salvage?

Originally Posted by Paws

Should know then that its down to the individual underwriter to decide what they will pay out

What??? Thought you said you knew what you were talking about The policy terms & conditions appear clear to me

Originally Posted by Paws

Do you mean as in that they will get a fair amount back for selling it as salvage?

No because it was valued as £6k, and that is slightly undervalued going by todays market values for a bike of similar age, mileage and condition (pre crash)....