car done a U-turn in front of me

Originally Posted by Nobbylad

Have you made an appointment with your GP yet to look at your 'stiff' neck?

no, i have a little bump on the arm, but im ok. i dont want to play on it

Originally Posted by hovis

i have just phoned the guy, and hes already conacted his insurers, they have said its his fault, and hes admited it,

hopfuly this will NOT effect my NCB

not sure what to do with the bike, as if i take it for estimate i will be stuck there unless they offer courtasy bike?

this all may sould stupid, but i have not been through this before.

i have a ?500 exces ther damage should be less than this,

do i have to pay 500, and will i get it back?

You could just go and see the bloke and offer him the option to fix your damages to save you both the hassle, if your definately sure that is all that is up...

Sorry to hear this Hovis. Glad you're not injured and bike is relatively ok.

As for the insurance, be prepared to fight. I had an off September last year, car did same thing only it took me right out causing ?2'500 worth of damage to bike and giving me concussion and sore back. Driver said "sorry" at scene but insurers then tried to pin blame on me. I was doing 10-15mph without any solids anywhere but still I have no cheque and am having to put it down as a fault (for now). Filtering accidents very rarely go 100% either way apparently. Good luck with your claim though, hope it goes smoothly.

[BillyC]

Sorry to hear this mate... hope you're okay.

Here's something that we've had kicking around for sometime, I believe its hosted by a few of us, but here's mine: Filtering and the Highway Code - everyone should be expecting it as part of their responsibility as a road user.

I'd be inclined to get £200 off him to cover the cost/hassle of having it replaced with OE parts and forget about it. Get the money in cash, sharpish (if he drags his feet and you end up going through insurance weeks later they'll want to know why you didn't report it sooner) and then forget about it.

Did the guy edge out v. slowly and just not see you/get unlucky or did he pull out quickly without any real attempt to look? If the former, I'd consider the £200 and the scare punishment enough.

It's his fault, so your no claims and excess shouldn't be affected. If you're fully comp I believe the procedure is to get your bike fixed, you pay the excess and his insurance repays you. If not, his insurance may well offer to repair the damages themselves meaning you can avoid any out of pocket expenses. In any case, if it's his fault you should get a courtesy bike paid for by; you've guessed it, his insurance.

HTH

SVRacer: Chris, in the described incident Hovis was simply overtaking a car that then pulled a U turn without signaling or looking. Filtering is perfectly legal in the described case (when undertaking vehicles to your right it is slightly dodgier, but you are allowed to pass vehicles on your right in "slow moving" traffic: IE a queue, therefore filtering in slow moving traffic is OK. Passing between 2 cars that are doing 35 in a 40 would probably be frowned upon!)

Feel free to check with colleagues, but I'm damn sure that's the case legally.

cheers all.......... i did phone to offer if he wanted to settle, but he had already phoned his insurance, and it looked like a works car.

he said his insurers said it was his fault, which he admited, i just hope he does not change his mind.

he seemed like a nice guy, and i was ok with him, told him i was not hurt, and it could have been worse,

i just hope it all runs smoothly, and quickly

Originally Posted by ooger

You're not allowed to overtake anything you fancy a go at and cross the white line, even if its safe, it has to be a horse, cyclist, road maintenance vehicle or "stopped".

There. I feel better now.

I didn't recall that rule by memory. Just my opinion but someone overtaking a camel, a vehicle on tow going up a hill, or overtake a slowly moving <5mph vehicle when the next vehicle in front is stationary would all be permissible under a common sense interpretation of the highway code.

http://www.motorcycle-training.f2s.com/filtering.html and another link http://www.motorbikestoday.com/news/...tering_law.htm

Originally Posted by Bear

It's his fault. You are perfectly within your rights to make progress through stationary traffic. If he's made a manouver without doing appropriate checks and a clear signal to other road users then he is at fault.

What he said. But as to him admitting it was his fault. It means nothing. Seems clear cut to me though. Don't fret until you have to.