Riding other peoples bikes?

[timwilky]

Originally Posted by BigApe

It does. But it also states only if that bike has not been hired by the person you are borrowing if from. So if your mate takes out a bike for a test ride, or it is a loan bike, your insurance would not cover you riding it.

correct, but under the first clause, requiring the owners express consent. The second clause would have given me cover as it would not belong to me and was not hired to me.

[timwilky]

Originally Posted by dunc1999

I was insured with E-bike last year and they defo do not cover you 3rd party when riding other bikes!!!!!!!!!!!!!

correct, but they do allow you to add bikes to your policy that do not belong to you. that way you get full cover not just 3rd party when using a mates bike.

I've just changed insurance companies and finally i have cover that allows me to ride other bikes, now all i need to do is convince Fizz that his gixxer needs a little run out.

[Dave20046]

Originally Posted by pencil shavings

mine gives me 3rd party cover on any bike I DONT OWN. you might well have that cover already. if you cant see it on your policy, give them a call, you might even get it for free

Think that's another 21+ thing.

[Dave20046]

I'm definitely not allowed which is ****ing annoying because I've got some lovely bikes to choose from if I was.

Originally Posted by Dave20046

Think that's another 21+ thing.

being old does have some perks then!!

Originally Posted by pencil shavings

being old does have some perks then!!

Being really old has even more.

check your policy, some will offer 3rd party cover on bikes you dont own as long as they are already insured.

there is a company that lets you take out day insurance for someone else's bike, or short term insurance, but for a bike you have to be over 30 and have held a licence for 5 years, car its 21.

Originally Posted by custard

check your policy, some will offer 3rd party cover on bikes you dont own as long as they are already insured.

I think you will find that is a prerequisite. If it were not already insured by someone else you would have to have your own insurance for it.