not happy

Good point, I'd save those photos as evidence of the parking situation and their lack of care in placing the cover. There's a H+S issue there if they get snotty about it.

What if you just dont advise your insurer. Just get theirs to admit and pay out for fixing it. I think you will just have to get a couple of quotes and send them through to their insurers to give the nod. It seems straight forward enough...

[21QUEST]

Originally Posted by TuonoGrant

What if you just dont advise your insurer. Just get theirs to admit and pay out for fixing it. I think you will just have to get a couple of quotes and send them through to their insurers to give the nod. It seems straight forward enough...

Good thought that. If my memory serves me right, once sorted an accident that way. Got rear ended(nothing major) and was dealth with that way.

There wasn't any fraffing about by them either.....to be honest, not sure if it was the insurance company or the firem that wanted all sorted out ASAP. Quite a large firm. I did sign some paper work saying "full and final etc etc"

Either way, got a couple of quotes and they sent cheque pretty sharpish...but the again , different times and all that.

It must be very annoying of course but does't look too bad on screen. Looks like it may even polish out or as Lozzo says, a good place would sort it out for a lot lot less than ?250.

No harm in trying to get them to accept liabiliy though but I'd try without involving insurance.....at least for now.
The chances of them turning round and claiming, your car was in the wrong and caused X amount of damage to their property, is errr pretty slim


Ben

I know you are "supposed to" declare company car claims as accidents on your personal insurance, but I'd be interested to know how they can record something against your personal insurance record when you are not the insurance policy holder on the company policy, but just a driver, and not even a named driver at that. Most policies just cover all employees within certain parameters such as age.

When asked by your bike insurance "any accidents" and you say no, how the hell would they check? I certainly have never declared accidents in company vehicles when taking out personal policy.

[timwilky]

Well the accident report form has arrived.

They want my name/address/licence number/claims history etc.

Despite it being nothing to do with me. Not my car, or policy. I will be recorded as having a claim. Like it or not this will impact my insurance record etc. I have had to make a claim, I am therefore of higher liability etc.

Surely that will just t-cut out.

[timwilky]

No it is through the paint. I tried to polish it out.