Savings, ISA ect.... - Page 2 - SV650.org

02-04-09, 02:12 PM

Quote:

Originally Posted by hovis

thats why your only a trainee

touchet

Luckypants · 02-04-09, 02:23 PM

Quote:

Originally Posted by DanAbnormal

A wise man told me, don't save money but put any extra money you have into any debt or mortgage. If you don't have any of the above then you are either very lucky, very tight or just good with money (unlike me)

+1 you will save more in interest charges than you will earn by saving, so making a net gain. My mortgage rate is currently 3.8%, higher than most savings rates.

02-04-09, 04:04 PM

Do National Savings Bonds still pay 25% for a five year investment period
i.e. £400 [2009]=£500[2014] and tax free.

Do they still exist?

embee · 02-04-09, 09:18 PM

National Savings rates are virtually nil now (I have an existing cash ISA which was a decent rate but is pathetic now, probably move it after April 6th)
http://www.nsandi.com/index.jsp

02-04-09, 09:19 PM

NSandI are a safe bet though, not bothered about moving it too much, been with them for years

03-04-09, 08:23 AM

Quote:

Originally Posted by embee

National Savings rates are virtually nil now (I have an existing cash ISA which was a decent rate but is pathetic now, probably move it after April 6th)
http://www.nsandi.com/index.jsp

Guaranteed Equity Bonds with NS&I are rather interesting, especially with the current market conditions...

timwilky · 03-04-09, 09:12 AM

At the moment, you might as well buy premium bonds

04-04-09, 01:57 PM

Quote:

Originally Posted by timwilky

At the moment, you might as well buy premium bonds

Thats the worst thing you can do-

http://www.youtube.com/watch?v=Yn4XS...tronger_rev-rn

04-04-09, 03:16 PM

Quote:

Originally Posted by timwilky

At the moment, you might as well buy premium bonds

my thoughts exactly - we get a couple of £50 cheques most months from ours ...

04-04-09, 03:17 PM

Quote:

Originally Posted by Orpheus

Thats the worst thing you can do-

http://www.youtube.com/watch?v=Yn4XS...tronger_rev-rn

I agree - 9.27 of the worst thing you can do is watching that ....

02-04-09, 04:04 PM	#13
Dicky Ticker Guest Posts: n/a	Re: Savings, ISA ect.... Do National Savings Bonds still pay 25% for a five year investment period i.e. £400 [2009]=£500[2014] and tax free. Do they still exist?

02-04-09, 09:18 PM	#14
embee Member Mega Poster Join Date: Jul 2003 Location: Warwickshire Posts: 2,802	Re: Savings, ISA ect.... National Savings rates are virtually nil now (I have an existing cash ISA which was a decent rate but is pathetic now, probably move it after April 6th) http://www.nsandi.com/index.jsp __________________ "Artificial Intelligence is no match for natural stupidity"

02-04-09, 09:19 PM	#15
cb5_keith Guest Posts: n/a	Re: Savings, ISA ect.... NSandI are a safe bet though, not bothered about moving it too much, been with them for years

03-04-09, 09:12 AM	#17
timwilky Member Mega Poster Join Date: Mar 2004 Location: Not in Yorkshire. (Thank God) Posts: 4,116	Re: Savings, ISA ect.... At the moment, you might as well buy premium bonds __________________ Not Grumpy, opinionated.

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