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Old 19-10-09, 10:47 PM   #11
sunshine
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Default Re: Help needed: I have been knocked off TPFT only!

I know that and you know that but do the rest of the road user know this? when they flash there headlights and 5 people all aim for that one small space of road.
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Old 19-10-09, 10:51 PM   #12
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Default Re: Help needed: I have been knocked off TPFT only!

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Originally Posted by Benji View Post
This might be bull but, I'm pretty certain the highway code states that signalling people to move out of a side turning or whatever is not allowed but this works both ways so you are not allowed to ACT on someone signalling you to do something.

Basically even if you had video evidence of someone signalling you to pull out and you do and have an accident as a consequence you couldn't use it as an arguement because the onus is ALWAYS on you to make sure it is safe to do anything.
I know you still have to be wary of all OTHER road users when someone lets you out. But you can't even rely on the person that signalled you out to let you out?


Sweet, because sometimes when I let people out and they take too long, I just go anyway
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Old 20-10-09, 03:11 AM   #13
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Default Re: Help needed: I have been knocked off TPFT only!

hiya,

try,

http://www.bikeline.co.uk/accident_claims/accidents_with_padestrians.htm

what people do on night shifts..

it states that household insurance will give cover if there is a claim against them..........
read this then contact your insurance if they will handle your claim...
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Old 20-10-09, 02:31 PM   #14
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Default Re: Help needed: I have been knocked off TPFT only!

Update: So got prices for replacement fairing/nose cone/Yoshimura Exhaust?crash bungs and let her know. After sometime she came back to me saying her home insurance will pay up!

So I get all new fairings etc for it.

If I choose to sell it now will it be worth less cause its been in a low speed spill?
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Old 20-10-09, 02:33 PM   #15
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Default Re: Help needed: I have been knocked off TPFT only!

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Originally Posted by Son of a beesting View Post
If I choose to sell it now will it be worth less cause its been in a low speed spill?
Only if you mention it...
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Old 20-10-09, 02:37 PM   #16
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Default Re: Help needed: I have been knocked off TPFT only!

No, if they are just covering the claim then there will be nothing on insurance database to say it's a write off etc etc.



While we're here, it looks like there's some misunderstanding. If you are TPFT and crash into something (that isn't going to claim against you) then you can't lose your no claims, because you can't claim!
In this case, it is someone elses fault, so you'll be claiming on their insurance and not your own.

Have you reported this to the police? I believe there is a duty to. And it may not be a bad idea in case cyclists house insurance change their mind.
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Old 20-10-09, 02:39 PM   #17
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Default Re: Help needed: I have been knocked off TPFT only!

I will pop into the police station on the way home tonight to report it.

I was worried that it might affect my insurance the next time that I was involved in an 'incident'

I think I might get it fixed and sell it.
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Old 20-10-09, 02:54 PM   #18
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Default Re: Help needed: I have been knocked off TPFT only!

if you report it to the police the bike being involved in the accident will show up on the HPI check as usual then, even if it was a low speed spill.
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Old 20-10-09, 02:57 PM   #19
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Default Re: Help needed: I have been knocked off TPFT only!

Is that true? I thought it only showed up if it was stolen not involved in an accident
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Old 20-10-09, 03:01 PM   #20
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Default Re: Help needed: I have been knocked off TPFT only!

AFAIK simply reporting an accident won't show up on an HPI check

However if you've reported it, it's on a database somewhere, the Insurance company can check databases and if it were me I'd be inclined to mention it to your broker come renewal time
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