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#11 |
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I know that and you know that but do the rest of the road user know this? when they flash there headlights and 5 people all aim for that one small space of road.
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#12 | |
Trinity
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![]() Sweet, because sometimes when I let people out and they take too long, I just go anyway ![]() |
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#13 |
Member
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hiya,
try, http://www.bikeline.co.uk/accident_claims/accidents_with_padestrians.htm what people do on night shifts.. it states that household insurance will give cover if there is a claim against them.......... read this then contact your insurance if they will handle your claim... __________________
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#14 |
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Update: So got prices for replacement fairing/nose cone/Yoshimura Exhaust?crash bungs and let her know. After sometime she came back to me saying her home insurance will pay up!
So I get all new fairings etc for it. If I choose to sell it now will it be worth less cause its been in a low speed spill? |
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#15 |
Captain Awesome
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Only if you mention it...
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#16 |
Noisy Git
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No, if they are just covering the claim then there will be nothing on insurance database to say it's a write off etc etc.
While we're here, it looks like there's some misunderstanding. If you are TPFT and crash into something (that isn't going to claim against you) then you can't lose your no claims, because you can't claim! In this case, it is someone elses fault, so you'll be claiming on their insurance and not your own. Have you reported this to the police? I believe there is a duty to. And it may not be a bad idea in case cyclists house insurance change their mind.
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#17 |
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I will pop into the police station on the way home tonight to report it.
I was worried that it might affect my insurance the next time that I was involved in an 'incident' I think I might get it fixed and sell it. |
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#18 |
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if you report it to the police the bike being involved in the accident will show up on the HPI check as usual then, even if it was a low speed spill.
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#19 |
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Is that true? I thought it only showed up if it was stolen not involved in an accident
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#20 |
Captain Awesome
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AFAIK simply reporting an accident won't show up on an HPI check
However if you've reported it, it's on a database somewhere, the Insurance company can check databases and if it were me I'd be inclined to mention it to your broker come renewal time
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Official "Dumbass of the Year" 2011 (•_•) ( •_•)>⌐■-■ (⌐■_■) Deal with it... |
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