I wonder if my insurance company will let me choose which lube they use when they next bend me over.....

Had this years back when I changed from the gpz to the sv mid policy, the underwriter wouldn't touch the sv for some reason...

I didn't risk the leaving the old bike insured and am very happy I didn't as the person who I sold it too wrote it off in the time the policy would've still been active... god knows how much grief it'd have been.

I always try to change bikes fairly close to my renewal date now just in case

[Paul the 6th]

I kind of understand where you're coming from G - they do ask that question "will you be the registerred keeper and owner of the vehicle"... starting to play with fire a bit if I want to change the policy so I'm not the reg'd owner & keeper but still insured with it.

I would have thought, however, that you could take out insurance on the vehicle even if someone else is already insured to drive it. My FC policy means I'm 3rd party on any other bike but if I had a missus who rode a bike and I wanted to be more than 3rd party on it, I'm pretty sure I'd be able to ring up an insurance company for a good shafting and take out a full policy to insure the bike more comprehensively?

I can imagine it may vary from insurer to insurer though... I just need to find someone who doesn't charge a massive cancellation fee.


Woooo I could really annoy the siht out of a wide range of insurers by getting insurance for 14 days and cancelling before the cooling off period just step stone from now until june, then struggle to get a decent quote

[Paul the 6th]

Originally Posted by Iansv II

I didn't risk the leaving the old bike insured and am very happy I didn't as the person who I sold it too wrote it off in the time the policy would've still been active... god knows how much grief it'd have been.

but doesn't insurance cover the eventuallity that *you the policy holder* causes damage or injury to another road user and/or their vehicle?

i.e. If my mum had a smash in her car, why would my own insurance policy on that vehicle be affected because she was the one who was driving it at the time?


Where the hell is Ed? or BluePete or the Woozle Woozle?

serves u right for going from an sv1000 to an srad......letting insurance run on, when u are no longer the registered keeper is illegal and can cause an whole heap of problems...better to cut ur losses and take the hit in premuim now imo'...hell soon enough u will have( in theory) 26 years of insurance like me( £70 fc on owt)

[Paul the 6th]

Originally Posted by lee67

letting insurance run on, when u are no longer the registered keeper is illegal and can cause an whole heap of problems...

cheers for pointing this out mate - is there actually a written law because I'm struggling to find anything which says you can't be insured on a vehicle if it's registerred to somebody else

and as for the 33 years no claims/£5 per year insurance.. I'm surprised you can even read this tiny little writing on the screen....

I SAID I'M SURPRISED YOU CAN EVEN READ THIS TINY LITTLE WRITING ON THE SCREEN OLD MAN! (deaf as well are ya? )

[Drew Carey]

Paul, if it was me, I would just get them to do a quote......you may be surprised?!?!?!? My Daytona was less than £200 on TPFT......may be an option? Get them to do you some quotes, then look at what the benefit of having the 2 years would be. Can't think it would be that great surely?

[G]

The law as I understand it is with the vehicle not the person.

You insure Vehicle 1. If your wife wants to drive Vehicle 1 then she can go on the vehicle policy as a named driver. She cant start her own stand alone policy on vehicle 1. That is the illegal part.

You can insure as many vehicle as you like but you can only have one policy per vehicle.

[Paul the 6th]

that's the only thing, they can offer me a quote but they need to go to a different underwriter = ncb lost. If they can do me fully comp with euro & uk breakdown, legal, helmet and leather cover all thrown in for around £300 then I'll rip their hands off but as it stands £314 is the best fc price I've had with legal cover... breakdown and leathers was extra..

Just gonna make them sing and see if I like the sound of anything they got on offer. If not I'll have to look into cheapest cancellation fee for pay monthly cheers one and all

love you mummy & daddy xx

Maybe a temporary cover policy for 3 months might be a better bet for you, letting the SV one wind down and then getting a 3yr NCB quote for the SRAD in the summer.

yes u can legally ride a bike owned by someone else on there insurance( if there and your policy states so), but im sure its covered 3rd party only, to stay with your insurer, ur gonna have to lose 9 months and go back to 2 yrs nc....to change ur gonna have to start with 2 yrs, so whats the issue, the reason is the srad is group 16, and your current insurer might not want to take the risk on( newish rider on an high group bike) even tho the sv aint that much slower...heck ive had to do the same myself m8, many moons ago..and yeah i can read very well thank you i aint that old....just started legally riding in 84