mid life crisis bikers

Originally Posted by Professor

When I entered the "mid life crisis" period first thing I did was to
start skiing. Dislocated my shoulder within 10 minutes of getting
onto the slopes and became patient number 1 ("uno") in the Italian
skiing season that year (it was the first day of the skiing season).
Does this mean that old people like me should be banned from skiing?

Also, I don't believe the claim that old bikers are more likely to
crash. If it were so people like me would be paying higher insurance
premiums than younger bikers. And we all know it is the other way
round. Insurance companies know what they are doing.

since when..??

Im sorry but i have lost count of the no. of bikers i have seen crashed on local roads in thier 40's

Not a dig...a fact...

You get cheaper insurance because of your age..and you know i doubt it has too much to do with the accident rate..

i have 3 yrs no claims at 20 but my premium will be more expensive than a 40 yr old with 3 yrs no cliams...y because of my age....

And from what iv heard your insurance will be going up.......

Originally Posted by Jelster

Probably targetted at the "Born Again" types rather than those 40 somethings like myself (honestly, I am over 40 ) who have taken DAS and are responsible enough to seek further training...

Exactly.

Originally Posted by Jelster

What's he going to do, but a maximum age on bikers too

I reckon that we're sensible enough to know when to "call time" on our biking careers. Can't say the same about ancient car drivers - like the one who pulled-out on my this morning.

I'm over 40, too (honest I am ), but despite my age-diminished reactions I avoided him comfortably.

Originally Posted by 454697819

And from what iv heard your insurance will be going up.......

But not as much as yours following your recent brush with the law :P




I was 25 years old when I got my first (and last) speeding fine - that's 17 years ago. That must be a testament to us older riders being safer (coz speeding kills, doesn't it?) and why our insurance premiums are lower

Originally Posted by 454697819

since when..??

Im sorry but i have lost count of the no. of bikers i have seen crashed on local roads in thier 40's

Not a dig...a fact...

You get cheaper insurance because of your age..and you know i doubt it has too much to do with the accident rate..

i have 3 yrs no claims at 20 but my premium will be more expensive than a 40 yr old with 3 yrs no cliams...y because of my age....

And from what iv heard your insurance will be going up.......

Insurance companies would go out of business if they didn't study
carefully insurance risks. Why do you think actuaries are the
highest paid profession in the UK? I strongly advise you to see the
positive side and become an actuary. I myself would have become an
actuary if it weren't for my age (too late to teach an old dog new
tricks).

I am sorry if the actuarial assessment of you as an insurance risk
differs from what you feel about yourself as an individual (as opposed
to a statistical average) but this is the way things work.

Originally Posted by Jabba-the-Hutt

But not as much as yours following your recent brush with the law :P




I was 25 years old when I got my first (and last) speeding fine - that's 17 years ago. That must be a testament to us older riders being safer (coz speeding kills, doesn't it?) and why our insurance premiums are lower

yes this is true...... :P

And speed can kill, so can a rain drop.....

My point was insureres are realising who has the most claims...and it isnt the youngsters any more...
The diffference is i cant afford comp insurance, beither could i afford to claim if i could....

I am sorry if the actuarial assessment of you as an insurance risk
differs from what you feel about yourself as an individual (as opposed
to a statistical average) but this is the way things work.

I understand that and im not whinging about my insurance, £240 at 19 on the sv was very cheap.....
again..my point was as far as i am aware insurers are beggining to hike the older generations insurance.

Originally Posted by 454697819

..my point was as far as i am aware insurers are beggining to hike the older generations insurance.

The real "middle aged" risk is with the genuine "Born Agains" - those without any acceptable proof of NCD or evidence of having ridden for a number of years.

DAS-passers are different (better?) in that at least they've had some recent training and passed a DSA Test on a "big bike" fairly recently.

Originally Posted by Jabba-the-Hutt

The real "middle aged" risk is with the genuine "Born Agains" - those without any acceptable proof of NCD or evidence of having ridden for a number of years.

DAS-passers are different (better?) in that at least they've had some recent training and passed a DSA Test on a "big bike" fairly recently.

Oi! this is my pigeon hole.

Originally Posted by Mogs

Oi! this is my pigeon hole.

You must be the exception that proves the rule

It's not so much born-agains, rather *anyone* who's been away from the road for a while needing refresher-training and not just being let on the road after being away from it/that type of vehicle for a long time.

Drivers and riders should have up to date training for the road, as well as knowledge that their eyesight, etc. is up to the job. Sadly, if people aren't going to make the decision to do it themselves, big brother will kindly step in and make them do it.

Enforced eyesight tests and driving/riding re-tests every few years? Oh yes... eventually they'll come.

Still remember getting my first car 2 years after my test, having never driven anything from the day I passed. Nuts. Drove all the way home at 60mph in the slow lane trying to come to terms with how daft the rules were to let me get in a car and drive it on the roads with no real experience.

Originally Posted by Mogs

Oi! this is my pigeon hole.

I knew you had a bike when you were younger, but I didn't realise you'd not done DAS recently. You're a very safe rider from what I've seen when riding with you.

I think the stereotypical Born Again that we're talking about is someone who hasn't ridden a bike in 20 years and even then only had an old underpowered 125, seeks no re-training of any sorts and due to (comparatively) cheap insurance premiums, and a fair bit of spare cash, goes out and buys a litre supersports. They then wonder why they coof it first week out when they get a bit carried away and try to take a hairpin at 90, or they have a scare, crawl round as a result and never learn to filter, get faster, or have any sort of slow control.

Like that Aprilia Mille rider we overtook up brecon.