had an off... worth claiming? * pics added*

Originally Posted by Carsick

Road Traffic Act
Would you have had enough distance to get to 100mph? .

not without some kind of after burner device... i'd only riden 15m - 20m.. quite embarrassing that you can fall off in the first 4 seconds of a ride.

so what is the process now... i'm TFP&T, only do i still contact my insurers and fill out all the forms from them... or try and find out who he is insured with and fill out their forms..

It was a taxi, was planning on contacting to see if they'd just settle in cash, to save the hassle... £200? rh fairing, front and back brake levers, scratches to mirror... and exhaust (although doesnt look to be worth claiming for, its only on one of the welds on the chamfered bit).

other slight frustration is, i'll hopefully be emigrating in 2 months, so i dont think an insurance claim would be settled by then.

k

i should of made a claim when i had my scooter,

i was leaving my house going down my road a bloke pulled out i paniced and locked the rear wheel and fell off. it was icy and he said i came flying round that corner (i didn't go round any corners my house was on the junction)

this may be duff advise, but you have the witnesses phone number, phjone him, check he is willing to give evidense, as if he is not or"cant remeber" its get more complicated...unless the other guys car was still in the position it was in to make you crash when the police arrived and they logged it and you have the policemans officer numbers...

You can deffinately claim but for your sake make sure you have the support for your claim before you do...unless you want to claim for th damage anyway...

andy

Originally Posted by kjames

not without some kind of after burner device... i'd only riden 15m - 20m.. quite embarrassing that you can fall off in the first 4 seconds of a ride.

In that case, do you have any witnesses of you leaving work? If you do and he's said to the police that you were doing 100mph, then that should see him nicely discredited and will help.
No ideas about the process, though, I'm lucky enough not to have had to do it, just yet.

well got the claim going through.. Direct choice, seem - at the moment, to be on the ball and have assigned a solicitor under my legal cover to recover losses.

so i've not described the accident to 4 people, and have 3 different reference numbers..

awaiting the forms and then we'll see.

on the snapped brake lever front, is it safe just to drill a hole and put a bolt through it for the time being?

k

A bolt is the standard fix.

Hope it all goes well for you.

Originally Posted by kjames

on the snapped brake lever front, is it safe just to drill a hole and put a bolt through it for the time being?

k

I would check with the legal services before doing anything to your bike. I was told if I fixed anything before it had been assessed then it invalidates the claim. So if you fix the brake lever then you won't be able to claim for damage to the brake lever.

afternoon..

well the saga continues.. as everyone who's had an accident probably knows.

i've had biker legal defence call and offer me a hire bike 'for as long as it takes'. apparently its at no cost to me (need to check the small print) and its because my bike is not road worthy following the accident.

In fact its only the back brake lever that stops it being road worthy... so do i accept a hire bike and not do my £1 bolt repair to the back brake lever.. it seems a little morally wrong.

although at the same time, a hire bike charge may well speed up the third party insurers paying out.

any views \ experience.

karl

Originally Posted by kjames

although at the same time, a hire bike charge may well speed up the third party insurers paying out.

any views \ experience.

karl

I wouldn't bet on it! I am also with Bikers Legal Defense for my hire vehicle though I have a hire car rather than a hire bike as I couldn't (and still can't) ride a bike.

Three weeks tomorrow and only yesterday did the third party insurance get their **** in gear and do the assessment on the bike.

According to my solicitors, they have to give the other insurance company at least 3 months to accept liability. Going through insurance takes a long long time.

[JediGoat]

Originally Posted by kjames

so do i accept a hire bike and not do my £1 bolt repair to the back brake lever.. it seems a little morally wrong.

Yes, yes, yes, yes, yes.

I crashed through no fault of mine and was TPF&T, so I'm guessing your claim will follow a similar route. The folks giving you the hire bike will charge the other person's insurer a small fortune for the daily hire (e.g. the ER-5 I was given was £72 per day!). This does tend to 'encourage' them to pay up for repairs quicker.

As you are TPF&T, your insurer will not pursue the claim - they appoint one of these hire companies to do it on your behalf...but the hire company won't start the process until you take a hire vehicle.

One word of advice - you will be offered to take out a small insurance excess protection policy for the hire bike (these are normally around £1-£2 a day, and capped at around £50). If you do pay for this (up to you, but they do scrutinise the bikes when you give them back), make sure you get a receipt, and forward it to your solicitor to add to your uninsured/personal losses claim.

HTH

Jo
P.s. I think you'll be lucky to get it all sorted before you go away, although you may well get the money for the bike damages. My accident was 30/08/05 and I found out today that Zurich have finally made me a personal injury offer.....but I have to wait until tomorrow for my solicitor to review it and tell me what it is