Head Breaking

Originally Posted by thegibdog

You are really supposed to report any accidents at all whether you make a claim or not.

I was involved in a hit and run about 18 months ago which I foolishly told my insurance company about as I was hoping that the offender might be tracked down at the time. They weren't, partly because the police couldn't be bothered following it up, and it goes down on my insurance as a fault accident ("because the fault has to be assigned somewhere"!!!). The result being that I am still paying for this on my insurance because of an accident that wasn't my fault, despite paying for the repairs myself.

im in the same boat myself.

sucks, dont it.