Worringly Easy to get a Loan

TSB aren't the cheapest people to loan money off either...

Check here

Or is it too late

[Viney]

I got into all manner of issues to the tune of £60 on nothing, and that was very easy to get credit. Im now on the road to recovery, but no credit whatsoever and its a tough road

Originally Posted by Viney

I got into all manner of issues to the tune of £60 on nothing, and that was very easy to get credit. Im now on the road to recovery, but no credit whatsoever and its a tough road

60 quid?

Hardly debt is it?

[Viney]

Originally Posted by Scoobs

60 quid?

Hardly debt is it?

Ok, i'll try to add the letter £60k..now, that better?

[fizzwheel]

Originally Posted by Viney

Ok, i'll try to add the letter £60k..now, that better?

holy cr*p !!!

Originally Posted by Viney

Ok, i'll try to add the letter £60k..now, that better?

Glad you are on the way back though mate.

[Viney]

Originally Posted by fizzwheel

holy cr*p !!!

Exactly.

Originally Posted by Cloggsy

TSB aren't the cheapest people to loan money off either...

Check here

Or is it too late

needed the money quickish any way rate is 7.7% which is bad bearing in mind the loan im paying off with it is 5.9%

i could have got 6.3% but it takes 10 working days...and tbh the 1.4% difference on what im borrowing and what it costs per month differnce is kall of nowt,, and there is nothin to stop me re financing it 6 months down the road.

IV been cheeky any way borrowd £7500 to get 7.7% and immediatly paid back £2500 i dont need. otherwise they wanted to offer me 15.9%.. oh how i laughed... snot agains thier T's & C's Either

Originally Posted by WRCSixtyThree

You make a mistake, and then try to put it right - but sometimes that involves making another mistake and compounding things. Also, unless you're in a position where you can talk to people around you about what's going on, you can struggle alone and that's when things go wrong.

You'd be surprised how quickly you can go from in-control and fine to not daring to open your bank statements, not answering the phone, and lying awake all night.

You don't have to be an idiot, you don't have to be stupid - you just need to make a mistake or two. I'm an intelligent guy, with a good job, a mortgage, and a reasonable salary. These days I enjoy the money I have spare, and no more. To some people I probably come across as a proper flash git, but anything I have I probably bought with someone else's money. That stopped six months ago. I now live within my means and no more, but it's a struggle for me every month - but now I don't have credit cards I can't spend what I don't have.

I can guarantee I'll be driving the same car and living in the same house for at least the next four or five years.

Absolutley

My brother is in a terrible state not all his fault a lot of it was "life" that he had no control over, divorced at 19 (not his choice), left uni struggled to sort things out since really. hes not think or stupid but just unlucky and maybe made one or two bad descissions.

Nowt i can do though,,,

Originally Posted by Viney

Ok, i'll try to add the letter £60k..now, that better?

OMG glad your on the road to recovery matey