Teenage car insurance!!!!!!!!!

I pay £420 - 3rd party for MX3,1.6, 3 years no claims. thats with direct line. I dont know if thats good or not!

I'm 22, a couple of years no claims and I pay ?700 fully comp on a 306 XSi 2.0. With Elephant. I've always found Elephant are around the cheapest for young drivers. Must admit, my first insurance with them was without no-claims and I was paying nearly ?700 for a 1.3 Rover Maestro TPFT.

My first year's insurance at 17 cost me £227.

In 1994, on a Triumph Herald 1200. Classic policies are ace.

Originally Posted by WRCSixtyThree

My first year's insurance at 17 cost me £227.

In 1994, on a Triumph Herald 1200. Classic policies are ace.

Most won't insure under 25s nowadays. They caught on to that loophole a whole ago

you might weel find its the type of car too, for example lots of 1l corsas have been driven and crashed by young ppl.

1.6 or diesel focus's are probably driven more by older ppl and so the risk is spread across a much wider age range, possibly leaving them cheaper to insure...or very close..

eg... my 1.6 automatic focus is 1200? comp at 100bhp family car and a 1.8 190 bhp celica is ?1500 comp... ok so there extremes...

I also found peugeot 306's the cheapest cars to insure.

i mean that figure is abit ridiculous for a 1L, but wow, young drivers are complete idiots.

When i was in sixth form, the vast majority of drivers had been involved in a crash, many had had write-offs, and the odd one or two writing off multiple cars! others flipped them over etc...

I think they should put the age up, increase not the test, but the training, and also observations for us lot!

and not having passed my car test means that if something like this was put in place i would also be burdened... but too many teetheads on the road dying and killing other innocent people at the same time

(like what happened in newport a few weeks ago...)

[Wideboy]

Originally Posted by Draper

but wow, young drivers are complete idiots.

+1, there are some complete nutters at my college, both on mopeds and in cars, one nipper hit a student she bounced of the windscreen and then the car rolled over her, all because he was going 50 in a 20

oouch

i think even when experience you cant be good enough to avoid things happening if you're going to fast or whatever, if some kid runs into the road, doesn't matter who you are, they'll have had it. but i reckon there needs to be more hours in a car with an instructor, to build up experience, because it always helps. Some people manage to do a couple lessons, get in a sporty car, and razz the **** out of it, and in truth dont know anything about driving let alone at those speeds

[Wideboy]

i only had 12-15 car lessons, my dad tought me how to drive when i was young, plus i'd been riding on cbt before i started on driving. but my car is not sporty believe me

[Wideboy]

i think they're changing the law to have a minimum of 2 years lessons, which is good because young people wont be able to afford to do there license but bad because some people may need to drive