Help needed: I have been knocked off TPFT only!

I havent told anybody yet.

So you think the best course is to report it and then let my insurance company know about the accident but that I dont need them to do anything

every HPI check will check the insurance database, the database from the DVLA for written off vehicles and the police database of accidents.

[yorkie_chris]

HPI doesn't show if a vehicle has been involved in an incident, just if it has been written off, nicked or has finance.

[the_lone_wolf]

Originally Posted by sunshine

every HPI check will check the insurance database...

Correct

Originally Posted by sunshine

...the database from the DVLA for written off vehicles...

Correct

Originally Posted by sunshine

...and the police database of accidents.

What exactly is "The Police Database of Accidents"?

I'd report it quicksmart in case she changes her mind.

my old bike was in an accident not reported to insurance and not written off yet the hpi still comes up with crash damaged report thought the police database, so think as much as you like i when i sold the bike with the hpi it showed that it had been in an accident and reported to the police.
i dont have a copy nor do i remember the reg. or i would show you a copy hpi

[the_lone_wolf]

Originally Posted by sunshine

i dont have a copy nor do i remember the reg. or i would show you a copy hpi

That's convenient

I think you're mistaken, an HPI check can return any police interest in the vehicle, same as the PNC terminals in traffic cars can ping up wanted vehicles via ANPR, but not tell you if the vehicle was reportedly involved in an accident

Unless you can find a product that does?

But I don't think you can...

Of course if you do I'll apologise and retract my statement...

i did they asked for the hpi to show it wasnt written off and there it was on the hpi, police report involvement in RTA and been damaged. it was on one of the online checkers but i have no idea which one as some are more expensive and give you more information (or so they claim)

report the incident to your insurance (she may decide to claim against you people are't always truthfully) and when you come to renew only answer questions put to you don't volunteer any unnecessary information.
if you do not get a positive response within 14 days of sending this person a bill for the damages incurred then take this person to the small claims court to retrieve the money to cover the cost of repair (you can do this on line https://www.moneyclaim.gov.uk/csmco2/index.jsp and it will only cost you around £50 which you will recover if you can prove she owes you the money) if it was defo her fault.

Originally Posted by sunshine

my old bike was in an accident not reported to insurance and not written off yet the hpi still comes up with crash damaged report thought the police database, so think as much as you like i when i sold the bike with the hpi it showed that it had been in an accident and reported to the police.
i dont have a copy nor do i remember the reg. or i would show you a copy hpi

Did you HPI check it before you bought it?


It only goes on the HPI register if its been written off by an insurance company. Being involved in an accident won't add it to HPI checks.