MW10 - Contravention of special roads regulations (not inc. speeding) - why so harsh on insurance?

Patronising I maybe but what I said is fact. Yes you do get stuffed and if you haven't learned your lesson more fool you
Ignorance is no excuse and bleating about the punishment when caught doesn't wash in my book.
If I have understood the facts of the original post regarding the offence it could quite easily been Driving without Due Care which is another one up on the scale.

We all make mistakes sometimes and I am no exception,I've had points, fines and bans in my nearly 50 years of riding/driving but I never winged as they were all due to my own stupidity,nobody forced me to do it and like everybody else it cost me bucks in more ways than one

You are not being made a special case Paul it has happened to me as well,that's life-----------sorry but true

[yorkie_chris]

So what's that got to do with the OP? He's asking why this particular offence code is getting him such a bumming, not having a whinge about it. You were the one whinging other day because a thread did not meet your quotient of speed triple content...

Although the combination of a proper c*nt of a copper, some retarded white lines and absolutely no risk to the general public means that it is well and truly an "offence" worth whinging about.

While i sympathise with paul (and btw can i borrow your van when you get one J) the fact is there are some real numpties on he roads these days. These people are not only a hazard to themselves but other people. They stick white lines on the road to stop these prats moving over and cutting you up especially at decent speeds. I think its something worth enforcing really. However i do think the copper should have seen the situation and let you off with it. Having been on the other end of the “you should have let me off with it” and ending up with 6 points and an in10 i feel your pain (try doubling of insurance as a minimum!) The penalties are there to suit the potential of the offence. Unfortunatly its also come at a time when youve got a nice motor, are young and insurance on a shopping trolley could have been a house deposit. It sucks man, now if only the scote that got a 150 quid fine for driving without insurance in a nicked motor over the same white lines at 130mph got the same punishment hey and not a slap on the wrist!

[yorkie_chris]

That's the thing, the scrote only gets punished once for it. A generally law abiding person gets punished multiple times for it

Sorry YC I haven't derailed his thread, but I thought he was complaining about his insurance being hiked due to his motoring offence,or was Paul just after a bit of sympathy
Complaining,objecting to,unhappy with,what ever you want to call it instead of the word whinging
If my facts or anything I have said is wrong I give my unreserved apology,but if not I stand by what I have said.
Everybody seems to be a "c**t" in your book and the rest of the world idiots
You definitely have a downer with regard to the police doing their job and seem to think that you should get away anything that doesn't involve an accident but just think about the original post.Do you think it was a safe thing to do,especially with a police car there,perhaps they, the police, thought he was being a bit cheeky doing it in front of them
I agreed that you get persecuted by insurance for motoring offences and not just in the court so what is your problem?
I don't give a toss what you think about me and regard your comments as misplaced due to your youth and having a different attitude to society than me so carry on berating me as it is water off a ducks back.

[Paul the 6th]

Originally Posted by Dicky Ticker

Sorry YC I haven't derailed his thread, but I thought he was complaining about his insurance being hiked due to his motoring offence,or was Paul just after a bit of sympathy

No. Allow me, if you will, to draw your attention to post 1, article 1, sentence 1, with which I opened this thread:

Originally Posted by Paul the 6th

Just wondering if anyone can explain to me why I am getting such horrific anal rapage on the insurance front with this particular endorsement on my license.

Please also allow me to point out that:

Originally Posted by Paul the 6th

This isn't a rant about getting caught or the police,

It's also worth taking into consideration, post 1, article 3, subsection 2 of sentence 2:

Originally Posted by Paul the 6th

I'm just simply trying to get my head around why the MW10 is making my insurance so much more expensive..

Originally Posted by Dicky Ticker

Complaining,objecting to,unhappy with,what ever you want to call it instead of the word whinging

Still no complaining from me, even down at paragraph 6, subsection 1, here we note that:

Originally Posted by Paul the 6th

Fair enough, Thanks for your time guys and sorry to have given you reason to have stopped me. I've managed 7 years of driving without any points and everyone says that 3 points doesn't affect your insurance too much anyway......

WRONG

So with the issue of me 'whinging, moaning, complaining, chasing sympathy etc. whatever it is you're trying to get at (rather than maybe advising about MW10 and why it's so antagonistic to insurers)

At this point, we can begin with some complaining:

Originally Posted by Paul the 6th

Each time I've done a quote online with and without this MW10 endorsement the following quotes have calculated:

Audi S4 F.C. with 8 years NCB (admittedly a group 20 car with a reputation for being nicked twice a week before being used in ram-raids across the midlands)
without points: around £750
with points: approx £1000 was the cheapest quote I managed to get (33% extra)

VW Camper worth about £4k and capable of 100mph with tail wind
without points: £520
with points: £780 (50% more - for a friggin van? with a cooker and a bed in the back? Do they think I'm gonna do a drive by B&B jobbie on someone? "Have a bacon sandwich you slag!!!" Bosch!" *Drives off slowly*)

It's worth highlighting that there was some humour in that last bit to reinforce the the fact I'm not in tears or marching outside a police station with a plackard demanding that the rules be changed because I'm a special case...



But then, for all those of you who weren't paying full attention from the start (or bothered to read the entire OP) I bring it back to the main reason for posting, kind of a circular narrative, as I didn't want to distract the reader with too much of the background info section (I've put it in red here so that you don't miss it)...

Originally Posted by Paul the 6th

I genuinely wouldn't mind if it was maybe £100 or even £150 extra for crossing a solid white line on a carriageway where all the traffic is travelling in the same direction, I understand that rules are rules, and they're there for a reason, but I can't work out why I'm getting such a shafting for an endorsement which sounds so trivial when you read it off of the counterpart - in comparison to say - TWOC, drink driving, driving while disqualified or 'motor racing on the highway' (MS50 if you're interested)..

"MW10 - contravention of special roads regulations (not inc. speeding)" - as taken from the direct-gov site.

And then, just in case, to make absolute certain, to guarantee, to be 100% sure that I'm not coming across as having a whinge, I've gone back to my original question as detailed in post 1, article 1, sentence 1, with which I opened this thread:

Originally Posted by Paul the 6th

........so, is there any reason why MW10 would carry such a penalty which feels like it's on a par with having drink drive points on my license?

All advice greatly appreciated.

Not sure if that sounds a bit patronising but then I can be a bit of a c*** sometimes.

speaking of trivial-ness, i here-in enclose a word for word copy of my Charge Sheet from the Police when larking about with friends and a packet of Mint Imperials.

" 1 RT88042 - Causing danger by causing item to be on/over road.
On 16/03/2009 at Birmingham in the county of West Midlands, intentionally and without authority or reasonable cause, caused SWEETS to be on a road, namely Lancaster Circus, in such circumstances that it would have been obvious to a reasonable person that to do so would be dangerous. contrary to section 2 (1)(a) of the road traffic act 1988."


anyone would like to guess exactly what i was doing with 2 friends that got me this charge sheet, a £50 fine, 4 months on electronic tagging device with an 8pm til 6am curfew and go to a community group session every saturday morning for 6months. please be aware that this is my first offence, first time ever in a situation with police and first time being known to the police apart from when i nearly got my first bike nicked.


so any guessers there??

[yorkie_chris]

Originally Posted by Dicky Ticker

You definitely have a downer with regard to the police doing their job and seem to think that you should get away anything that doesn't involve an accident but just think about the original post.Do you think it was a safe thing to do

I'd say the job of a policeman is to promote road safety. Secondary to that but nonetheless important is a good relationship with the public. I reckon they've failed on both counts there as less enlightened people would take away from this that all policemen are jobsworths more interested in handing out tickets for everything instead of catching real criminals.

I personally know this junction and I do not consider it a dangerous thing to do.

[Paul the 6th]

Originally Posted by yorkie_chris

I'd say the job of a policeman is to promote road safety. Secondary to that but nonetheless important is a good relationship with the public. I reckon they've failed on both counts there as less enlightened people would take away from this that all policemen are jobsworths more interested in handing out tickets for everything instead of catching real criminals.

I personally know this junction and I do not consider it a dangerous thing to do.

To be fair he had a rookie traffic cop sat in the front seat 'cos he kept showing him what he'd written & where... I think he just wanted to demonstrate writing out the ticket hence why he asked for my reasons, then basically blanked me when I gave him the reasons.

But so as not to derail this thread - I now know that MW10 is a blanket endorsement which can apply to far worse examples of driving.. I would have thought that crossing a solid white line would have had it's own specific endorsement code since it's literally a black & white offence.


Anywho, tomk6 - were you having a competition to see who could throw mint imperials at the cats eyes on the road? You imbecile, you should have atleast had a suspended sentence for that

nope, we were throwing them at eachother to see who could cause a bruise, happend to be near the road, and some ROLLED into the road, police said we were seen on CCTV which fair enough, we
could have been throwing ninja death stars at eachother, but you would think, the police would turn up and go "oh its sweeties, well eat them and stop throwing them at eachother you hoodlums"