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Old 23-02-06, 09:09 PM   #21
kjames
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thanks for all the advice guys, will sort out a hire bike tomorrow.

was riding home tonight and didnt think all felt well at the front... it felt like it was pulling or twitching to the left when i pulled the brake... although could be being paranoid as it generally felt a bit twitchy at the front. any ideas?

i reckon i'm just being hyper tuned into anything at the front.

thanks

karl
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Old 23-02-06, 09:32 PM   #22
SVeeedy Gonzales
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Could be damaged/bent forks. Had that on an ER5 after being rear ended and it was written off despite still being able to ride it home.
I was with bikers legal defence then and they were pretty good - husband and wife team that run the company. When faced with £50+ a day hire charges most insurers admit liability quite quickly, and I don't think they'd offer this unless from what you told them they thought that you stood a good chance of winning the case and getting the fees paid by the third party.
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Old 23-02-06, 10:09 PM   #23
kjames
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cheers for that sveedy... i think i'm becoming a bit more trusting off them. just a bit suspicous at first.

I assume they cover all the servicing costs, tyres etc... looks like a i might put a few thousand miles on their bike if it drags over a couple of months.

I bet they don't have heated grips either...

k
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Old 23-02-06, 11:21 PM   #24
silent
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ask for them then, those who dont ask dont get, and if you dont get even when asking you dont lose anything other than the minute it took to ask...

Forks may be twisted slightly hence front end twitchyness, worse the frame is bent at the headstock (although unlikely from the little i can remember of your crash), basically DO NOT ride it, anything bad happens you are in the brown stuff, not worth the risk, especially with a hire bike round the corner. If you need to take time of work because of injuries or no transport, take it of and add it to the expenses that are incured.

If you are injured go to the doctors imeadiately...better yet the hospital, (GP said to me i strained a tendon...operation shows massive damage of torn cartilage and ruptured ligament...GPs=no good imo) If your not injured dont claim, as itll add to our premiums and i hate scrots that claim when they aint hurt...

Good luck with the claim!

Andy
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Old 24-02-06, 09:01 AM   #25
kjames
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slightly sore and bruised shoulder but not making a PI claim....missus works for a set ambulance chasers, very surprised they havent been around 'to see how i'm doing'

as you said it adds to the premiums... as do hire bikes
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Old 24-02-06, 09:08 AM   #26
silent
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no one minds if you need them, and quite frankly if you were in a car you have a hire care straight away, so you should have a replacement bike...

no one minds as long as things are genuine etc...thats all my point was...(in a roundabout way)

andy
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Old 24-02-06, 09:10 AM   #27
SVeeedy Gonzales
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They gave me a brand new ER5 with 0 miles on it, which was better than the 3 year old one that got smashed. No mention of running it in or changing the oil, etc. and I was slightly ashamed that at 2000 miles when it went back the original oil was still in there and I'd been thrashing it with little regard for the kwak run-in schedule that I already knew Mind you, at £50 a day for 2 months they could get another new ER5, so what the heck.

It came with the irritating datatool 3 alarm and even more irritating indicator bleepers not sure if all their bikes do, but you'll soon find out.

DO clean it and oil the chain and make it look nice before they take it back or you'll risk losing the 50 quid deposit. And don't drop it as you'll be liable for any damage (if they still have the same third party insurance they used to).

I always go for the personal injury bit - I'm on my third case now. You might feel alright at the time, just scuffs and scrapes, but stuff like that has a habit of coming back and knocking you years down the line - get the cash and enjoy it while you're young and not suffering from back pains.
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Old 24-02-06, 08:53 PM   #28
Biker Biggles
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A small and reasonable PI claim is a must in my book.The reason for that is they will do you down on your damage claim.You will have endless grief getting a proper and reasonable settlement and they will take twice as long about it as you ever thought possible.The PI claim will compensate you for this.
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Old 25-02-06, 09:54 PM   #29
SVeeedy Gonzales
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Quote:
Originally Posted by Biker Biggles
A small and reasonable PI claim is a must in my book.The reason for that is they will do you down on your damage claim.You will have endless grief getting a proper and reasonable settlement and they will take twice as long about it as you ever thought possible.The PI claim will compensate you for this.
That's true... It's been said (in as vague terms as insurers/solicitors are willing to say it in) that the injury claim is effectively also a way to claim back for your time and inconvenience over the whole affair, which there's no legal way to claim back. Obviously it's main aim is to cover the injury but even with minor injuries it's worth a grand.

Mine are:
£1100 for minor wrist sprain and graze to hand
£1500 for bruising to skull (wearing a wooly hat on a pushbike) and some stiffness to shoulders and back
£2750 for getting knocked unconscious and plenty of scrapes and bruises.

The last one was at 70mph and could have easily been fatal or serious maiming if I'd hit anything other than the road after the impact. I suspect the last one is a bit higher because of that factor, but I'd rather have 3 minor ones than one of those again. For the money I'd get
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Old 26-02-06, 03:48 PM   #30
kjames
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thanks for all the advice guys.

i got my hire bike delivered yesterday, silver naked pointy, so at least im mobile again.

not going to bother with a PI. my hand and shoulder are completly back to normal.

so, just waiting for all the forms etc and an insurance assessor. I tihnk once he's seen the bike i'll get it back on the road, only needs a front brake lever, a bolt through the back one and a bit of tape on the indicator for now.

they're charging £81 a day for the hire bike.... unbelievable amount of money. chatting to the guy who delivered the bike and apparently BLD made £1m in the first year, £10m in the second and are up for £45m this year and now have 1200 bike!!.

now thats why our insurance has gone up.

k
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