Teenagers - Page 3 - SV650.org

03-08-06, 11:25 AM

Age 20
Brand new '06 SV650s (Value £4500 including fairing)
No no-claims bonus (new rider too)
Good postcode and garaged.

I got mine for £685 fully comp with 'Express Insurance' (an internet company) however that was their mistake as that should have been the TPFT price.
Nearest I got to that was Carole Nash for £780 for fully comp. (Both prices were including breakdown recovery).

03-08-06, 11:54 AM

Quote:

Originally Posted by Toypop

Quote:

Originally Posted by jonhunt

any one aged 17-23 ere with a Newish SV650S

i got to re covr my bike next week and i no mine is hight cos i claim for theft just over a year ago

what you all payin ruf and who ya with

cheap qwote i got was Nowrich Union ??

Nah me julie said da SV is fo batty boys so I got meself a Ninja insted innit. Tis proper bo.

Ai!

03-08-06, 12:59 PM

I'm 28 yrs old, 0 NCB and just passed my Das. £380 full comp with Lowers on new SK6. I can't believe some you guys have insured your new bikes TPF+T. My Dad once got rear ended by a guy on a brand new Gixxer, only had 20 miles on the clock and he'd only got TPF+T, the bike was totalled he's probably still paying the finance now for a bike he can't ride. Surely there can't be that much difference between quotes.

03-08-06, 01:25 PM

Im 17, on a 2000 naked sv650, 380 quid TFTP, 0 no claims & first bike, through bennetts.

03-08-06, 01:41 PM

23, 1 years no claims. '99 SV650S, £310 TPFT with AXA via Motorcycle Direct.
I had the choice of £290 TPFT but it didn't include cover to ride other bikes.

03-08-06, 01:52 PM

For my '06 SV650S 28 0years NCB, 1 theft against me, not garaged was £650 fully comp thru bennetts. Now paying £310 fully comp on my Hornet 600 through bennetts.

SoulKiss · 03-08-06, 01:55 PM

33, South London

For a generic SV650S I got quoted £440 for fully comp with a garage and security on the bike. Thats with a £250 excess, but also includes a £21 premium for Excess Insurance - so no excess really,

Might help that I have had a full license since 1991, however it was also based on a situation where I had only just passed my Bike Test (still to do it hence theoretical)

H+R Insurance near Aberdeen was the best place to try I found.

As for TPFT vs Fully Comp - Fully comp all the way.

Used to work for a Insurance firm, so I ended up with Fully Comp with a 30% protected NCD on day one for peanuts - and they didnt charge me more if I paid monthly via direct deduction from my wages.

TPFT is pointless if the bike is moving - unless its 100% that its the other guys fault and you have proof, otherwise you end up paying for his white van to be fixed and for your own bus fare.

David

03-08-06, 02:37 PM

Age 20, 1 Year NCB, 99' SVS

Area is manchester (most expensive area)

£400 TPFT with CIA

03-08-06, 03:57 PM

24, currently zero no claims as I was reversed over and some fat cow has been lying for the last 14 months (so should get that back hopefully), brand new K6S, been riding 3 years, no points, garaged, decent area £650 fully comp with express insurance, although I wouldnt specifically reccomend them (They arent an Internet company whoever said that, I got their number from the yellow pages). The reason I have stayed with them was it would have taken far too long to explain my current insurance nightmare to any other company. While we are at it, if you are offered legal cover for 25 quid then take it. It may just be the best 25 quid you ever spend.

03-08-06, 04:23 PM

23 (in weeks) and paid 980 fully comp with some (3) points on my license and living in a not so great area.

Used to be with CIA but be careful if you crash they will not give you much for your bike even if you go to the complaints commission! Experience pays never to go with them again

03-08-06, 01:55 PM	#27
SoulKiss Member Mega Poster Join Date: Jul 2006 Location: Sunny Croydonia Posts: 6,124	Tuppence Worth 33, South London For a generic SV650S I got quoted £440 for fully comp with a garage and security on the bike. Thats with a £250 excess, but also includes a £21 premium for Excess Insurance - so no excess really, Might help that I have had a full license since 1991, however it was also based on a situation where I had only just passed my Bike Test (still to do it hence theoretical) H+R Insurance near Aberdeen was the best place to try I found. As for TPFT vs Fully Comp - Fully comp all the way. Used to work for a Insurance firm, so I ended up with Fully Comp with a 30% protected NCD on day one for peanuts - and they didnt charge me more if I paid monthly via direct deduction from my wages. TPFT is pointless if the bike is moving - unless its 100% that its the other guys fault and you have proof, otherwise you end up paying for his white van to be fixed and for your own bus fare. David

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03-08-06, 11:25 AM	#21
Steve_God Guest Posts: n/a	Age 20 Brand new '06 SV650s (Value £4500 including fairing) No no-claims bonus (new rider too) Good postcode and garaged. I got mine for £685 fully comp with 'Express Insurance' (an internet company) however that was their mistake as that should have been the TPFT price. Nearest I got to that was Carole Nash for £780 for fully comp. (Both prices were including breakdown recovery).

03-08-06, 12:59 PM	#23
Wootan Guest Posts: n/a	I'm 28 yrs old, 0 NCB and just passed my Das. £380 full comp with Lowers on new SK6. I can't believe some you guys have insured your new bikes TPF+T. My Dad once got rear ended by a guy on a brand new Gixxer, only had 20 miles on the clock and he'd only got TPF+T, the bike was totalled he's probably still paying the finance now for a bike he can't ride. Surely there can't be that much difference between quotes.

03-08-06, 01:25 PM	#24
ugp Guest Posts: n/a	Im 17, on a 2000 naked sv650, 380 quid TFTP, 0 no claims & first bike, through bennetts.

03-08-06, 01:41 PM	#25
andym8 Guest Posts: n/a	23, 1 years no claims. '99 SV650S, £310 TPFT with AXA via Motorcycle Direct. I had the choice of £290 TPFT but it didn't include cover to ride other bikes.

03-08-06, 01:52 PM	#26
DanAbnormal Guest Posts: n/a	For my '06 SV650S 28 0years NCB, 1 theft against me, not garaged was £650 fully comp thru bennetts. Now paying £310 fully comp on my Hornet 600 through bennetts.

03-08-06, 02:37 PM	#28
jonnyt Guest Posts: n/a	Age 20, 1 Year NCB, 99' SVS Area is manchester (most expensive area) £400 TPFT with CIA

03-08-06, 03:57 PM	#29
Villers Guest Posts: n/a	24, currently zero no claims as I was reversed over and some fat cow has been lying for the last 14 months (so should get that back hopefully), brand new K6S, been riding 3 years, no points, garaged, decent area £650 fully comp with express insurance, although I wouldnt specifically reccomend them (They arent an Internet company whoever said that, I got their number from the yellow pages). The reason I have stayed with them was it would have taken far too long to explain my current insurance nightmare to any other company. While we are at it, if you are offered legal cover for 25 quid then take it. It may just be the best 25 quid you ever spend.

03-08-06, 04:23 PM	#30
fullstop102 Guest Posts: n/a	23 (in weeks) and paid 980 fully comp with some (3) points on my license and living in a not so great area. Used to be with CIA but be careful if you crash they will not give you much for your bike even if you go to the complaints commission! Experience pays never to go with them again